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Focus Business Solution (BOM:543312) Debt-to-EBITDA : 0.19 (As of Sep. 2024)


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What is Focus Business Solution Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Focus Business Solution's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was ₹0.0 Mil. Focus Business Solution's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was ₹1.6 Mil. Focus Business Solution's annualized EBITDA for the quarter that ended in Sep. 2024 was ₹8.8 Mil. Focus Business Solution's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2024 was 0.19.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Focus Business Solution's Debt-to-EBITDA or its related term are showing as below:

BOM:543312' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.07   Med: 0.43   Max: 0.96
Current: 0.14

During the past 7 years, the highest Debt-to-EBITDA Ratio of Focus Business Solution was 0.96. The lowest was 0.07. And the median was 0.43.

BOM:543312's Debt-to-EBITDA is ranked better than
93.77% of 273 companies
in the Credit Services industry
Industry Median: 8.45 vs BOM:543312: 0.14

Focus Business Solution Debt-to-EBITDA Historical Data

The historical data trend for Focus Business Solution's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Focus Business Solution Debt-to-EBITDA Chart

Focus Business Solution Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Debt-to-EBITDA
Get a 7-Day Free Trial 0.43 0.08 0.20 0.07 0.83

Focus Business Solution Semi-Annual Data
Mar18 Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.05 0.19 0.72 0.19

Competitive Comparison of Focus Business Solution's Debt-to-EBITDA

For the Credit Services subindustry, Focus Business Solution's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Focus Business Solution's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Focus Business Solution's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Focus Business Solution's Debt-to-EBITDA falls into.


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Focus Business Solution Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Focus Business Solution's Debt-to-EBITDA for the fiscal year that ended in Mar. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 10.23) / 12.366
=0.83

Focus Business Solution's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 1.633) / 8.796
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2024) EBITDA data.


Focus Business Solution  (BOM:543312) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Focus Business Solution Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Focus Business Solution's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Focus Business Solution Business Description

Traded in Other Exchanges
N/A
Address
Ring Road, 703, Rajhans Complex, Near Kadiwala School, Surat, GJ, IND, 395002
Focus Business Solution Ltd is engaged in the business of debt collection and recovery services for banks, financial institutions, and NBFCs. The company takes strategic actions on delinquent accounts to recover overdue payments of loans, credit cards, and other credit facilities from customers. The company follows a smart retail collection administrative program to recover overdue payments on personal loans, business loans, vehicle loans, loans against properties, two wheeler loans, SME loans, gold loans, and others.

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