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Focus Business SolutionBOM:543312 +2.56%65 PE Ratio (TTM) is 168.07 as of Aug. 17, 2026, which is 270% above its 10-year median of 45.41. GuruFocus rates BOM:543312 with a GF Score™ of 65/100 and a GF Value™ of ₹55.91 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 410 Credit Services companies, Focus Business Solution ranks worse than 95.37% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-08-17), Focus Business Solution's share price is
₹200.00.
Focus Business Solution's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1.19. Therefore, Focus Business Solution's PE Ratio (TTM) for today is 168.07.
Warning Sign:
Focus Business Solution Ltd stock PE Ratio (=166.67) is close to 10-year high of 169.17.
The historical rank and industry rank for Focus Business Solution's PE Ratio (TTM) or its related term are showing as below:
BOM:543312'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 11.63 Med: 45.41 Max: 169.17
Current: 168.07
During the past 9 years, the highest PE Ratio (TTM) of Focus Business Solution was 169.17. The lowest was 11.63. And the median was 45.41.
BOM:543312's PE Ratio (TTM) is ranked worse than 95.37% of 410
companies
in the Credit Services industry
Industry Median: 13.515
vs BOM:543312: 168.07
During the past 12 months, Focus Business Solution's average EPS without NRIGrowth Rate was 17.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -1.30% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 38.70% per year.
During the past 9 years, Focus Business Solution's highest 3-Year average EPS without NRI Growth Rate was 56.20% per year. The lowest was -1.30% per year. And the median was 19.90% per year.
Focus Business Solution (BOM:543312) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Focus Business Solution PE Ratio (TTM) Related Terms
Focus Business Solution PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543312 vs V, MA, AXP: PE Ratio (TTM) Comparison
For the Credit Services subindustry, Focus Business Solution's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Focus Business Solution PE Ratio (TTM) vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Focus Business Solution's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Focus Business Solution's PE Ratio (TTM) falls into.
Focus Business Solution PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Focus Business Solution's Share Price of today is ₹200.00.
For company reported semi-annually, Focus Business Solution's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was ₹1.19.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Focus Business Solution (BOM:543312) has a PE Ratio (TTM) of 168.07 as of Aug. 17, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Focus Business Solution and its competitors. This is 270% above median its historical median of 45.41. Over the past decade, Focus Business Solution's PE Ratio (TTM) has ranged from 11.63 to 169.17. According to the industry distribution chart, Focus Business Solution ranks #391 out of 410 companies in the Credit Services industry, placing it in the top 95.4%.
Is Focus Business Solution's PE Ratio (TTM) too high?
Focus Business Solution's current PE Ratio (TTM) of 168.07 is 270% above median its 10-year median of 45.41. Over the past 10 years, this metric has ranged from a low of 11.63 to a high of 169.17. The Credit Services industry median PE Ratio (TTM) is 13.52. Focus Business Solution's value of 168.07 is 1143.6% above this industry median. Based on the distribution chart, Focus Business Solution ranks #391 out of 410 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Focus Business Solution has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Focus Business Solution's PE Ratio (TTM) compare to V and MA?
According to the Credit Services industry distribution chart, Focus Business Solution ranks #391 out of 410 companies for PE Ratio (TTM). This places Focus Business Solution in the lower half of its industry. The industry median PE Ratio (TTM) is 13.52. Focus Business Solution's value of 168.07 is 1143.6% above this benchmark. Historically, Focus Business Solution's own PE Ratio (TTM) has ranged from 11.63 to 169.17 over the past decade. While the company's 10-year median is 45.41 vs. the industry median of 13.52, Focus Business Solution has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Credit Services company?
The median PE Ratio (TTM) among Credit Services companies is 13.52, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Focus Business Solution's current PE Ratio (TTM) of 168.07 is 1143.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Focus Business Solution and its competitors. For the Credit Services industry, the median PE Ratio (TTM) is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Focus Business Solution's current PE Ratio (TTM) is 168.07, which is 270% above median its own 10-year median of 45.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Focus Business Solution stock overvalued right now?
Based on GuruFocus' analysis, Focus Business Solution (BOM:543312) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹55.91, compared to a current price of ₹200.00 — trading 257.7% above its estimated fair value. The current PE Ratio (TTM) is 168.07, which is 270% above median its 10-year median of 45.41 and 1143.6% above the Credit Services industry median of 13.52. Focus Business Solution's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Focus Business Solution (BOM:543312), the current PE Ratio (TTM) is 168.07 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Focus Business Solution (BOM:543312) Overvalued in 2026?
Based on GuruFocus' analysis, Focus Business Solution stock appears to be overvalued.
The current stock price of ₹200.00 is trading 257.7% above its estimated GF Value™ of ₹55.91.
GuruFocus considers Focus Business Solution to be Significantly Overvalued.
Key valuation signals for BOM:543312:
PE Ratio (TTM): 168.07 (270% above median its 10-year median of 45.41)
GF Value™: ₹55.91 vs. price of ₹200.00 (257.7% above fair value)
Industry Position: 1143.6% above the Credit Services median (#391 of 410)
No single metric tells the full story. See the BOM:543312 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Focus Business Solution Ltd is engaged in the business of debt collection and recovery services for banks, financial institutions, and NBFCs. The company takes strategic actions on delinquent accounts to recover overdue payments of loans, credit cards, and other credit facilities from customers. The company follows a smart retail collection administrative program to recover overdue payments on personal loans, business loans, vehicle loans, loans against properties, two wheeler loans, SME loans, gold loans, and others.
65GF Score
Get the complete analysis for BOM:543312
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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