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Focus Business SolutionBOM:543312 67 5-Year Yield-on-Cost % is 0.04 as of Sep. 22, 2026, which is 83% below its 10-year median of 0.23. GuruFocus rates BOM:543312 with a GF Score™ of 67/100 and a GF Value™ of ₹53.78 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 208 Credit Services companies, Focus Business Solution ranks worse than 98.56% on this metric.
The historical rank and industry rank for Focus Business Solution's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:543312'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0 Med: 0.23 Max: 0.92
Current: 0.04
During the past 9 years, Focus Business Solution's highest Yield on Cost was 0.92. The lowest was 0.00. And the median was 0.23.
BOM:543312's 5-Year Yield-on-Cost % is ranked worse than 98.56% of 208
companies
in the Credit Services industry
Industry Median: 4.655
vs BOM:543312: 0.04
Focus Business Solution (BOM:543312) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Focus Business Solution 5-Year Yield-on-Cost % Related Terms
BOM:543312 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Focus Business Solution's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Focus Business Solution 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Focus Business Solution's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Focus Business Solution's 5-Year Yield-on-Cost % falls into.
Focus Business Solution 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Focus Business Solution (BOM:543312) has a 5-Year Yield-on-Cost % of 0.04 as of Sep. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Focus Business Solution and its competitors. This is 83% below median its historical median of 0.23. According to the industry distribution chart, Focus Business Solution ranks #205 out of 208 companies in the Credit Services industry, placing it in the top 98.6%.
Is Focus Business Solution's 5-Year Yield-on-Cost % too high?
Focus Business Solution's current 5-Year Yield-on-Cost % of 0.04 is 83% below median its 10-year median of 0.23. The Credit Services industry median 5-Year Yield-on-Cost % is 4.66. Focus Business Solution's value of 0.04 is 99.1% below this industry median. Based on the distribution chart, Focus Business Solution ranks #205 out of 208 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Focus Business Solution has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Focus Business Solution's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Focus Business Solution ranks #205 out of 208 companies for 5-Year Yield-on-Cost %. This places Focus Business Solution in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.66. Focus Business Solution's value of 0.04 is 99.1% below this benchmark. While the company's 10-year median is 0.23 vs. the industry median of 4.66, Focus Business Solution has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.66, based on 208 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Focus Business Solution's current 5-Year Yield-on-Cost % of 0.04 is 99.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Focus Business Solution and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Focus Business Solution's current 5-Year Yield-on-Cost % is 0.04, which is 83% below median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Focus Business Solution stock overvalued right now?
Based on GuruFocus' analysis, Focus Business Solution (BOM:543312) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹53.78, compared to a current price of ₹230.00 — trading 327.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.04, which is 83% below median its 10-year median of 0.23 and 99.1% below the Credit Services industry median of 4.66. Focus Business Solution's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Focus Business Solution (BOM:543312), the current 5-Year Yield-on-Cost % is 0.04 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Focus Business Solution (BOM:543312) Overvalued in 2026?
Based on GuruFocus' analysis, Focus Business Solution stock appears to be overvalued.
The current stock price of ₹230.00 is trading 327.7% above its estimated GF Value™ of ₹53.78.
GuruFocus considers Focus Business Solution to be Significantly Overvalued.
Key valuation signals for BOM:543312:
5-Year Yield-on-Cost %: 0.04 (83% below median its 10-year median of 0.23)
GF Value™: ₹53.78 vs. price of ₹230.00 (327.7% above fair value)
Industry Position: 99.1% below the Credit Services median (#205 of 208)
No single metric tells the full story. See the BOM:543312 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Focus Business Solution Ltd is engaged in the business of debt collection and recovery services for banks, financial institutions, and NBFCs. The company takes strategic actions on delinquent accounts to recover overdue payments of loans, credit cards, and other credit facilities from customers. The company follows a smart retail collection administrative program to recover overdue payments on personal loans, business loans, vehicle loans, loans against properties, two wheeler loans, SME loans, gold loans, and others.
67GF Score
Get the complete analysis for BOM:543312
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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