CYVF (Crystal Valley Financial) Insider Ownership: 0.00 % (As of Aug. 01, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CYVF Crystal Valley Financial Corp CYVF
60 GF Score
Price $79.48
GF Value $77.39
Valuation Fairly Valued
! 3 Warning Signs
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What is Crystal Valley Financial Insider Ownership?

Crystal Valley Financial CYVF 60 Insider Ownership is 0.00 % as of Aug. 01, 2026. GuruFocus rates CYVF with a GF Score™ of 60/100 and a GF Value™ of $77.39 (Fairly Valued). The stock has 3 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Crystal Valley Financial's insider ownership is 0.00%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Crystal Valley Financial's Institutional Ownership is 4.52%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Crystal Valley Financial's Float Percentage Of Total Shares Outstanding is 0.00%.

Crystal Valley Financial Insider Ownership Historical Data

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The historical data trend for Crystal Valley Financial's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crystal Valley Financial Insider Ownership Chart

Crystal Valley Financial Annual Data
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Insider Ownership
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Crystal Valley Financial Quarterly Data
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Insider Ownership Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CYVF
60GF Score
Crystal Valley Financial Corp CYVF
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Crystal Valley Financial Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 0.00 % mean?
Crystal Valley Financial (CYVF) has a Insider Ownership of 0.00 % as of Aug. 01, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Crystal Valley Financial and its competitors.
Is Crystal Valley Financial's Insider Ownership too high?
Crystal Valley Financial's current Insider Ownership is 0.00 %. Overall, Crystal Valley Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crystal Valley Financial's Insider Ownership compare to FTFI and ORBN?
Crystal Valley Financial's Insider Ownership of 0.00 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Crystal Valley Financial and its competitors. Crystal Valley Financial's current Insider Ownership is 0.00 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crystal Valley Financial stock overvalued right now?
Based on GuruFocus' analysis, Crystal Valley Financial (CYVF) is currently considered Fairly Valued. The stock's GF Value™ is $77.39, compared to a current price of $79.48 — trading 2.7% above its estimated fair value. The current Insider Ownership is 0.00 %. Crystal Valley Financial's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Crystal Valley Financial (CYVF), the current Insider Ownership is 0.00 % as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crystal Valley Financial (CYVF) Overvalued in 2026?

Based on GuruFocus' analysis, Crystal Valley Financial stock appears to be overvalued. The current stock price of $79.48 is trading 2.7% above its estimated GF Value™ of $77.39. GuruFocus considers Crystal Valley Financial to be Fairly Valued.

Key valuation signals for CYVF:

  • Insider Ownership: 0.00 %
  • GF Value™: $77.39 vs. price of $79.48 (2.7% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the CYVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Crystal Valley Financial Business Description

Address 111 S. Main Street, P. O. Box 69, Middlebury, IN, USA, 46540
Crystal Valley Financial Corp operates as the holding company for First State Bank, which provides various personal and business banking products and services in Northern Indiana. The bank's deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The bank also provides consumer, personal, and home equity loans and lines; business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services.
60GF Score

Get the complete analysis for CYVF

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.48
Price
$77.39
GF Value