CYVF (Crystal Valley Financial) Total Assets: $812.03 Mil (As of Mar. 2026)


CYVF Crystal Valley Financial Corp CYVF
61 GF Score
Price $79.95
GF Value $76.51
Valuation Fairly Valued
! 3 Warning Signs
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What is Crystal Valley Financial Total Assets?

Crystal Valley Financial CYVF +0.44% 61 Total Assets is $812.03 Mil as of Mar. 2026. GuruFocus rates CYVF with a GF Score™ of 61/100 and a GF Value™ of $76.51 (Fairly Valued). The stock has 3 warning signs investors should review.

Crystal Valley Financial's Total Assets for the quarter that ended in Mar. 2026 was $812.03 Mil.

During the past 12 months, Crystal Valley Financial's average Total Assets Growth Rate was 2.40% per year. During the past 3 years, the average Total Assets Growth Rate was 3.70% per year. During the past 5 years, the average Total Assets Growth Rate was 4.80% per year.

During the past 7 years, Crystal Valley Financial's highest 3-Year average Total Assets Growth Rate was 7.70%. The lowest was 2.70%. And the median was 5.60%.

Total Assets is connected with ROA %. Crystal Valley Financial's annualized ROA % for the quarter that ended in Mar. 2026 was 1.56%. Total Assets is also linked to Revenue through Asset Turnover. Crystal Valley Financial's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Crystal Valley Financial  (OTCPK:CYVF) Total Assets Explanation

Total Assets is connected with ROA %.

Crystal Valley Financial's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=12.676/( (811.978+812.032)/ 2 )
=12.676/812.005
=1.56 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Crystal Valley Financial's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=9.252/( (811.978+812.032)/ 2 )
=9.252/812.005
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Crystal Valley Financial Total Assets Related Terms

Crystal Valley Financial Total Assets Historical Data

* Premium members only.

The historical data trend for Crystal Valley Financial's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crystal Valley Financial Total Assets Chart

Crystal Valley Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial 759.56 734.22 778.21 786.47 811.98

Crystal Valley Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 799.39 810.15 815.87 811.98 812.03
CYVF
61GF Score
Crystal Valley Financial Corp CYVF
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Crystal Valley Financial Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Crystal Valley Financial's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=93.051+718.927
=811.98

Crystal Valley Financial's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=93.818+718.213
=812.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $812.03 Mil mean?
Crystal Valley Financial (CYVF) has a Total Assets of $812.03 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Crystal Valley Financial and its competitors.
Is Crystal Valley Financial's Total Assets too high?
Crystal Valley Financial's current Total Assets is $812.03 Mil. Overall, Crystal Valley Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crystal Valley Financial's Total Assets compare to FTFI and NWPP?
Crystal Valley Financial's Total Assets of $812.03 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Crystal Valley Financial and its competitors. Crystal Valley Financial's current Total Assets is $812.03 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crystal Valley Financial stock overvalued right now?
Based on GuruFocus' analysis, Crystal Valley Financial (CYVF) is currently considered Fairly Valued. The stock's GF Value™ is $76.51, compared to a current price of $79.95 — trading 4.5% above its estimated fair value. The current Total Assets is $812.03 Mil. Crystal Valley Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Crystal Valley Financial (CYVF), the current Total Assets is $812.03 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crystal Valley Financial (CYVF) Overvalued in 2026?

Based on GuruFocus' analysis, Crystal Valley Financial stock appears to be overvalued. The current stock price of $79.95 is trading 4.5% above its estimated GF Value™ of $76.51. GuruFocus considers Crystal Valley Financial to be Fairly Valued.

Key valuation signals for CYVF:

  • Total Assets: $812.03 Mil
  • GF Value™: $76.51 vs. price of $79.95 (4.5% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the CYVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Crystal Valley Financial Business Description

Address 111 S. Main Street, P. O. Box 69, Middlebury, IN, USA, 46540
Crystal Valley Financial Corp operates as the holding company for First State Bank, which provides various personal and business banking products and services in Northern Indiana. The bank's deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The bank also provides consumer, personal, and home equity loans and lines; business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services.
61GF Score

Get the complete analysis for CYVF

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.95
Price
$76.51
GF Value