Crystal Valley Financial (Crystal Valley Financial) Selling, General, & Admin. Expense : $ Mil (TTM As of . 20)

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What is Crystal Valley Financial Selling, General, & Admin. Expense?

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Crystal Valley Financial's selling, general, & admin. expense for the three months ended in . 20 was $0.00 Mil. Crystal Valley Financial does not have enough years/quarters to calculate its selling, general, & admin. expense for the trailing twelve months (TTM) ended in . 20.

Crystal Valley Financial Selling, General, & Admin. Expense Historical Data

The historical data trend for Crystal Valley Financial's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Crystal Valley Financial Selling, General, & Admin. Expense Chart

Crystal Valley Financial Annual Data

Trend

Selling, General, & Admin. Expense

Crystal Valley Financial Quarterly Data

Selling, General, & Admin. Expense

Competitive Comparison of Crystal Valley Financial's Selling, General, & Admin. Expense

For the Banks - Regional subindustry, Crystal Valley Financial's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Crystal Valley Financial's Selling, General, & Admin. Expense Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Crystal Valley Financial's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Crystal Valley Financial's Selling, General, & Admin. Expense falls into.

Crystal Valley Financial Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Crystal Valley Financial (OTCPK:CYVF) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.

Crystal Valley Financial Selling, General, & Admin. Expense Related Terms

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Crystal Valley Financial (Crystal Valley Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Crystal Valley Financial Corp (OTCPK:CYVF) » Definitions » Selling, General, & Admin. Expense

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Traded in Other Exchanges

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Address

111 S. Main Street, P. O. Box 69, Middlebury, IN, USA, 46540

Website

https://www.bfirst.bank

Crystal Valley Financial Corp operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also provides consumer, personal, and home equity loans and lines; business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services.