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CYVF (Crystal Valley Financial) Price-to-Owner-Earnings : 8.65 (As of Sep. 25, 2024)


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What is Crystal Valley Financial Price-to-Owner-Earnings?

As of today (2024-09-25), Crystal Valley Financial's share price is $62.00. Crystal Valley Financial's Owner Earnings per Share (TTM) ended in Dec. 2023 was $7.17. It's Price-to-Owner-Earnings for today is 8.65.


The historical rank and industry rank for Crystal Valley Financial's Price-to-Owner-Earnings or its related term are showing as below:

CYVF' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 8.09   Med: 8.23   Max: 8.64
Current: 8.64

During the past 5 years, the highest Price-to-Owner-Earnings of Crystal Valley Financial was 8.64. The lowest was 8.09. And the median was 8.23.


CYVF's Price-to-Owner-Earnings is ranked better than
52.36% of 1060 companies
in the Banks industry
Industry Median: 9.065 vs CYVF: 8.64

As of today (2024-09-25), Crystal Valley Financial's share price is $62.00. Crystal Valley Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2024 was $7.81. Therefore, Crystal Valley Financial's PE Ratio for today is 7.94.

As of today (2024-09-25), Crystal Valley Financial's share price is $62.00. Crystal Valley Financial's EPS without NRI for the trailing twelve months (TTM) ended in was $7.81. Therefore, Crystal Valley Financial's PE Ratio without NRI for today is 7.94.

During the past 5 years, Crystal Valley Financial's highest PE Ratio without NRI was 13.69. The lowest was 6.75. And the median was 7.75.


Crystal Valley Financial Price-to-Owner-Earnings Historical Data

The historical data trend for Crystal Valley Financial's Price-to-Owner-Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Crystal Valley Financial Price-to-Owner-Earnings Chart

Crystal Valley Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Owner-Earnings
- - - - 8.43

Crystal Valley Financial Quarterly Data
Dec19 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24
Price-to-Owner-Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 8.43 - -

Competitive Comparison of Crystal Valley Financial's Price-to-Owner-Earnings

For the Banks - Regional subindustry, Crystal Valley Financial's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crystal Valley Financial's Price-to-Owner-Earnings Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Crystal Valley Financial's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Crystal Valley Financial's Price-to-Owner-Earnings falls into.



Crystal Valley Financial Price-to-Owner-Earnings Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Crystal Valley Financial's Price-to-Owner-Earnings for today is calculated as

Price-to-Owner-Earnings=Share Price/Owner Earnings per Share (TTM)
=62.00/7.17
=8.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Crystal Valley Financial  (OTCPK:CYVF) Price-to-Owner-Earnings Explanation

For how to get Owner Earnings per Share (TTM), please click.


Crystal Valley Financial Price-to-Owner-Earnings Related Terms

Thank you for viewing the detailed overview of Crystal Valley Financial's Price-to-Owner-Earnings provided by GuruFocus.com. Please click on the following links to see related term pages.


Crystal Valley Financial Business Description

Traded in Other Exchanges
N/A
Address
111 S. Main Street, P. O. Box 69, Middlebury, IN, USA, 46540
Crystal Valley Financial Corp operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also provides consumer, personal, and home equity loans and lines; business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services.

Crystal Valley Financial Headlines