Crystal Valley Financial's quarterly market cap
increased
from Sep. 2025 ($91.08 Mil) to Dec. 2025 ($94.26 Mil) and
increased
from Dec. 2025 ($94.26 Mil) to Mar. 2026 ($98.36 Mil).
Crystal Valley Financial's annual market cap
increased
from Dec. 2023 ($79.13 Mil) to Dec. 2024 ($81.86 Mil) and
increased
from Dec. 2024 ($81.86 Mil) to Dec. 2025 ($94.26 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Crystal Valley Financial's Enterprise Value for Today is $144.27 Mil.
Crystal Valley Financial (OTCPK:CYVF) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Crystal Valley Financial Market Cap Related Terms
Crystal Valley Financial Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Crystal Valley Financial's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crystal Valley Financial Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Crystal Valley Financial's Market Cap distribution charts can be found below:
* The bar in red indicates where Crystal Valley Financial's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Crystal Valley Financial's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crystal Valley Financial (CYVF) has a Market Cap of $100.84 Mil as of Jul. 12, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Crystal Valley Financial and its competitors. According to the industry distribution chart, Crystal Valley Financial ranks #1244 out of 1548 companies in the Banks industry, placing it in the top 80.4%.
Is Crystal Valley Financial's Market Cap too high?
Crystal Valley Financial's current Market Cap is $100.84 Mil. The Banks industry median Market Cap is 715.91. Crystal Valley Financial's value of $100.84 Mil is 85.9% below this industry median. Based on the distribution chart, Crystal Valley Financial ranks #1244 out of 1548 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Crystal Valley Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crystal Valley Financial's Market Cap compare to FTFI and NWPP?
According to the Banks industry distribution chart, Crystal Valley Financial ranks #1244 out of 1548 companies for Market Cap. This places Crystal Valley Financial in the lower half of its industry. The industry median Market Cap is 715.91. Crystal Valley Financial's value of $100.84 Mil is 85.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 715.91, based on 1,548 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crystal Valley Financial's current Market Cap of $100.84 Mil is 85.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Crystal Valley Financial and its competitors. For the Banks industry, the median Market Cap is 715.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crystal Valley Financial's current Market Cap is $100.84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crystal Valley Financial stock overvalued right now?
Based on GuruFocus' analysis, Crystal Valley Financial (CYVF) is currently considered Fairly Valued. The stock's GF Value™ is $76.51, compared to a current price of $79.95 — trading 4.5% above its estimated fair value. The current Market Cap is $100.84 Mil and 85.9% below the Banks industry median of 715.91. Crystal Valley Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Crystal Valley Financial (CYVF), the current Market Cap is $100.84 Mil as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crystal Valley Financial (CYVF) Overvalued in 2026?
Based on GuruFocus' analysis, Crystal Valley Financial stock appears to be overvalued.
The current stock price of $79.95 is trading 4.5% above its estimated GF Value™ of $76.51.
GuruFocus considers Crystal Valley Financial to be Fairly Valued.
Key valuation signals for CYVF:
Market Cap: $100.84 Mil
GF Value™: $76.51 vs. price of $79.95 (4.5% above fair value)
Industry Position: 85.9% below the Banks median (#1244 of 1548)
No single metric tells the full story. See the CYVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crystal Valley Financial Corp operates as the holding company for First State Bank, which provides various personal and business banking products and services in Northern Indiana. The bank's deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The bank also provides consumer, personal, and home equity loans and lines; business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services.
61GF Score
Get the complete analysis for CYVF
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CYVF has been successfully added to your 
