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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-26), Crystal Valley Financial's 3-1 Month Momentum % is -1.07%.
The industry rank for Crystal Valley Financial's 3-1 Month Momentum % or its related term are showing as below:
CYVF's 3-1 Month Momentum % is ranked worse than 64.87% of 1577
companies
in the Banks industry
Industry Median: 2.64
vs CYVF: -1.07
Crystal Valley Financial (OTCPK:CYVF) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Crystal Valley Financial 3-1 Month Momentum % Related Terms
CYVF vs FTFI, NWPP, NMBF: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Crystal Valley Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crystal Valley Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Crystal Valley Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Crystal Valley Financial's 3-1 Month Momentum % falls into.
Crystal Valley Financial (OTCPK:CYVF) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crystal Valley Financial (CYVF) has a 3-1 Month Momentum % of -1.07% as of Jul. 26, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Crystal Valley Financial and its competitors. According to the industry distribution chart, Crystal Valley Financial ranks #1023 out of 1577 companies in the Banks industry, placing it in the top 64.9%.
Is Crystal Valley Financial's 3-1 Month Momentum % too high?
Crystal Valley Financial's current 3-1 Month Momentum % is -1.07%. Based on the distribution chart, Crystal Valley Financial ranks #1023 out of 1577 companies in the Banks industry, which is below the industry midpoint. Overall, Crystal Valley Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crystal Valley Financial's 3-1 Month Momentum % compare to FTFI and NWPP?
According to the Banks industry distribution chart, Crystal Valley Financial ranks #1023 out of 1577 companies for 3-1 Month Momentum %. This places Crystal Valley Financial in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.64. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.64, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Crystal Valley Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crystal Valley Financial's current 3-1 Month Momentum % is -1.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crystal Valley Financial stock overvalued right now?
Based on GuruFocus' analysis, Crystal Valley Financial (CYVF) is currently considered Fairly Valued. The stock's GF Value™ is $76.73, compared to a current price of $79.48 — trading 3.6% above its estimated fair value. The current 3-1 Month Momentum % is -1.07%. Crystal Valley Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Crystal Valley Financial (CYVF), the current 3-1 Month Momentum % is -1.07% as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crystal Valley Financial (CYVF) Overvalued in 2026?
Based on GuruFocus' analysis, Crystal Valley Financial stock appears to be overvalued.
The current stock price of $79.48 is trading 3.6% above its estimated GF Value™ of $76.73.
GuruFocus considers Crystal Valley Financial to be Fairly Valued.
Key valuation signals for CYVF:
3-1 Month Momentum %: -1.07%
GF Value™: $76.73 vs. price of $79.48 (3.6% above fair value)
No single metric tells the full story. See the CYVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crystal Valley Financial Corp operates as the holding company for First State Bank, which provides various personal and business banking products and services in Northern Indiana. The bank's deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The bank also provides consumer, personal, and home equity loans and lines; business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services.
61GF Score
Get the complete analysis for CYVF
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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