CYVF (Crystal Valley Financial) Pretax Margin % : 37.77% (As of Dec. 2024)

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What is Crystal Valley Financial Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Crystal Valley Financial's Pre-Tax Income for the three months ended in Dec. 2024 was $3.20 Mil. Crystal Valley Financial's Revenue for the three months ended in Dec. 2024 was $8.48 Mil. Therefore, Crystal Valley Financial's pretax margin for the quarter that ended in Dec. 2024 was 37.77%.

The historical rank and industry rank for Crystal Valley Financial's Pretax Margin % or its related term are showing as below:

CYVF' s Pretax Margin % Range Over the Past 10 Years
Min: 37.88 Med: 40.17 Max: 41.34
Current: 40.01

CYVF's Pretax Margin % is ranked better than
67.01% of 1558 companies
in the Banks industry
Industry Median: 32.73 vs CYVF: 40.01

Crystal Valley Financial Pretax Margin % Historical Data

The historical data trend for Crystal Valley Financial's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Crystal Valley Financial Pretax Margin % Chart

Crystal Valley Financial Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Pretax Margin %

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41.17

41.34

40.33

38.55

40.01

Crystal Valley Financial Quarterly Data
	Dec19	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Pretax Margin %	Get a 7-Day Free Trial														37.25	39.81	41.34	41.19	37.77

Competitive Comparison of Crystal Valley Financial's Pretax Margin %

For the Banks - Regional subindustry, Crystal Valley Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Crystal Valley Financial's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Crystal Valley Financial's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Crystal Valley Financial's Pretax Margin % falls into.

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Crystal Valley Financial Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Crystal Valley Financial's Pretax Margin for the fiscal year that ended in Dec. 2024 is calculated as

Pretax Margin	=	Pre-Tax Income (A: Dec. 2024 )	/	Revenue (A: Dec. 2024 )
	=	13.19	/	32.964
	=	40.01 %

Crystal Valley Financial's Pretax Margin for the quarter that ended in Dec. 2024 is calculated as

Pretax Margin	=	Pre-Tax Income (Q: Dec. 2024 )	/	Revenue (Q: Dec. 2024 )
	=	3.204	/	8.482
	=	37.77 %

Crystal Valley Financial (OTCPK:CYVF) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.

Crystal Valley Financial Pretax Margin % Related Terms

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Crystal Valley Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Crystal Valley Financial Corp (OTCPK:CYVF) » Definitions » Pretax Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

111 S. Main Street, P. O. Box 69, Middlebury, IN, USA, 46540

Website

https://www.bfirst.bank

Crystal Valley Financial Corp operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also provides consumer, personal, and home equity loans and lines; business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services.