BAIC MotorBCCMY 55 Interest Coverage is 15.82 as of Dec. 2025, which is 42% below its 10-year median of 27.08. GuruFocus rates BCCMY with a GF Score™ of 55/100 and a GF Value™ of $2.71 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,066 Vehicles & Parts companies, BAIC Motor ranks better than 73.64% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. BAIC Motor's
Operating Income
for the
six
months ended in Dec. 2025 was $398 Mil. BAIC Motor's Interest Expense for the
six
months ended in Dec. 2025 was $-25 Mil.
BAIC Motor's interest coverage for the quarter that ended in Dec. 2025 was 15.82.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for BAIC Motor's Interest Coverage or its related term are showing as below:
BCCMY'
s Interest Coverage Range Over the Past 10 Years
Min: 13.18 Med: 27.08 Max: 55.32
Current: 26.57
BCCMY's Interest Coverage is ranked better than 73.64% of 1066
companies
in the Vehicles & Parts industry
Industry Median: 8.295
vs BCCMY: 26.57
BAIC Motor (OTCPK:BCCMY) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
BAIC Motor Interest Coverage Related Terms
BAIC Motor Interest Coverage Historical Data
* Premium members only.
The historical data trend for BAIC Motor's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BCCMY vs TSLA, GM, F: Interest Coverage Comparison
For the Auto Manufacturers subindustry, BAIC Motor's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BAIC Motor Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, BAIC Motor's Interest Coverage distribution charts can be found below:
* The bar in red indicates where BAIC Motor's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BAIC Motor (BCCMY) has a Interest Coverage of 15.82 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BAIC Motor and its competitors. This is 42% below median its historical median of 27.08. Over the past decade, BAIC Motor's Interest Coverage has ranged from 13.18 to 55.32. According to the industry distribution chart, BAIC Motor ranks #281 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 26.4%.
Is BAIC Motor's Interest Coverage too high?
BAIC Motor's current Interest Coverage of 15.82 is 42% below median its 10-year median of 27.08. Over the past 10 years, this metric has ranged from a low of 13.18 to a high of 55.32. The Vehicles & Parts industry median Interest Coverage is 8.30. BAIC Motor's value of 15.82 is 90.7% above this industry median. Based on the distribution chart, BAIC Motor ranks #281 out of 1066 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, BAIC Motor has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BAIC Motor's Interest Coverage compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, BAIC Motor ranks #281 out of 1066 companies for Interest Coverage. This puts BAIC Motor in the upper half of its industry. The industry median Interest Coverage is 8.30. BAIC Motor's value of 15.82 is 90.7% above this benchmark. Historically, BAIC Motor's own Interest Coverage has ranged from 13.18 to 55.32 over the past decade. While the company's 10-year median is 27.08 vs. the industry median of 8.30, BAIC Motor has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BAIC Motor's current Interest Coverage of 15.82 is 90.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BAIC Motor and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BAIC Motor's current Interest Coverage is 15.82, which is 42% below median its own 10-year median of 27.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BAIC Motor stock overvalued right now?
Based on GuruFocus' analysis, BAIC Motor (BCCMY) is currently considered Possible Value Trap. The stock's GF Value™ is $2.71, compared to a current price of $1.14 — trading 58.1% below its estimated fair value. The current Interest Coverage is 15.82, which is 42% below median its 10-year median of 27.08 and 90.7% above the Vehicles & Parts industry median of 8.30. BAIC Motor's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BAIC Motor (BCCMY), the current Interest Coverage is 15.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BAIC Motor (BCCMY) Overvalued in 2026?
Based on GuruFocus' analysis, BAIC Motor stock appears to be undervalued.
The current stock price of $1.14 is trading 58.1% below its estimated GF Value™ of $2.71.
GuruFocus considers BAIC Motor to be Possible Value Trap.
Key valuation signals for BCCMY:
Interest Coverage: 15.82 (42% below median its 10-year median of 27.08)
GF Value™: $2.71 vs. price of $1.14 (58.1% below fair value)
Industry Position: 90.7% above the Vehicles & Parts median (#281 of 1066)
No single metric tells the full story. See the BCCMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BAIC Motor Corp Ltd is a provincial state-owned enterprise that manufactures passenger vehicles (PV) and automotive components. The majority of the company's revenue and operating profits come from joint ventures with Mercedes Benz and Hyundai. The firm also manufactures and sells its own vehicles under the Beijing Brand. The company has two reportable segments which are Oil-powered vehicles which involve manufacturing and sales of passenger vehicles of fuel, and providing other businesses and related services, and New energy vehicles which also includes manufacturing and sales of passenger vehicles of new energy, and providing other business and related services.
55GF Score
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