VistaREIT (PHS:VREIT) Interest Coverage: 3,404.95 (As of Sep. 2025) — 72% Below Median


PHS:VREIT VistaREIT Inc PHS:VREIT
51 GF Score
Price ₱1.31
GF Value ₱1.90
Valuation Significantly Undervalued
! 2 Warning Signs
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What is VistaREIT Interest Coverage?

VistaREIT PHS:VREIT 51 Interest Coverage is 3,404.95 as of Sep. 2025, which is 72% below its 10-year median of 12,128.61. GuruFocus rates PHS:VREIT with a GF Score™ of 51/100 and a GF Value™ of ₱1.90 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 701 REITs companies, VistaREIT ranks better than 88.3% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. VistaREIT's Operating Income for the three months ended in Sep. 2025 was ₱453 Mil. VistaREIT's Interest Expense for the three months ended in Sep. 2025 was ₱-0 Mil. VistaREIT's interest coverage for the quarter that ended in Sep. 2025 was 3,404.95. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

VistaREIT Inc has no debt.

The historical rank and industry rank for VistaREIT's Interest Coverage or its related term are showing as below:

PHS:VREIT' s Interest Coverage Range Over the Past 10 Years
Min: 2464.23   Med: 12128.61   Max: 17848.21
Current: 2464.23


PHS:VREIT's Interest Coverage is ranked better than
88.3% of 701 companies
in the REITs industry
Industry Median: 3.12 vs PHS:VREIT: 2464.23

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


VistaREIT  (PHS:VREIT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


VistaREIT Interest Coverage Related Terms


VistaREIT Interest Coverage Historical Data

* Premium members only.

The historical data trend for VistaREIT's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

VistaREIT Interest Coverage Chart

VistaREIT Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
No Debt No Debt 17,848.21 12,259.61 12,128.61

VistaREIT Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,688.12 15,095.07 8,501.81 747.95 3,404.95

PHS:VREIT vs SPG, O, KIM: Interest Coverage Comparison

For the REIT - Retail subindustry, VistaREIT's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VistaREIT Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, VistaREIT's Interest Coverage distribution charts can be found below:

* The bar in red indicates where VistaREIT's Interest Coverage falls into.


PHS:VREIT
51GF Score
VistaREIT Inc PHS:VREIT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VistaREIT Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

VistaREIT's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, VistaREIT's Interest Expense was ₱-0 Mil. Its Operating Income was ₱2,074 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*2073.993/-0.171
=12,128.61

VistaREIT's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the three months ended in Sep. 2025, VistaREIT's Interest Expense was ₱-0 Mil. Its Operating Income was ₱453 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*452.858/-0.133
=3,404.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3,404.95 mean?
VistaREIT (PHS:VREIT) has a Interest Coverage of 3,404.95 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VistaREIT and its competitors. This is 72% below median its historical median of 12,128.61. Over the past decade, VistaREIT's Interest Coverage has ranged from 2,464.23 to 17,848.21. According to the industry distribution chart, VistaREIT ranks #82 out of 701 companies in the REITs industry, placing it in the top 11.7%.
Is VistaREIT's Interest Coverage too high?
VistaREIT's current Interest Coverage of 3,404.95 is 72% below median its 10-year median of 12,128.61. Over the past 10 years, this metric has ranged from a low of 2,464.23 to a high of 17,848.21. The REITs industry median Interest Coverage is 3.12. VistaREIT's value of 3,404.95 is 109033% above this industry median. Based on the distribution chart, VistaREIT ranks #82 out of 701 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, VistaREIT has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does VistaREIT's Interest Coverage compare to SPG and O?
According to the REITs industry distribution chart, VistaREIT ranks #82 out of 701 companies for Interest Coverage. This places VistaREIT in the top 12% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 3.12. VistaREIT's value of 3,404.95 is 109033% above this benchmark. Historically, VistaREIT's own Interest Coverage has ranged from 2,464.23 to 17,848.21 over the past decade. While the company's 10-year median is 12,128.61 vs. the industry median of 3.12, VistaREIT has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.12, based on 701 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VistaREIT's current Interest Coverage of 3,404.95 is 109033% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VistaREIT and its competitors. For the REITs industry, the median Interest Coverage is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VistaREIT's current Interest Coverage is 3,404.95, which is 72% below median its own 10-year median of 12,128.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VistaREIT stock overvalued right now?
Based on GuruFocus' analysis, VistaREIT (PHS:VREIT) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱1.90, compared to a current price of ₱1.31 — trading 31.1% below its estimated fair value. The current Interest Coverage is 3,404.95, which is 72% below median its 10-year median of 12,128.61 and 109033% above the REITs industry median of 3.12. VistaREIT's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VistaREIT (PHS:VREIT), the current Interest Coverage is 3,404.95 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VistaREIT (PHS:VREIT) Overvalued in 2026?

Based on GuruFocus' analysis, VistaREIT stock appears to be undervalued. The current stock price of ₱1.31 is trading 31.1% below its estimated GF Value™ of ₱1.90. GuruFocus considers VistaREIT to be Significantly Undervalued.

Key valuation signals for PHS:VREIT:

  • Interest Coverage: 3,404.95 (72% below median its 10-year median of 12,128.61)
  • GF Value™: ₱1.90 vs. price of ₱1.31 (31.1% below fair value)
  • GF Score™: 51/100 with 2 warning signs
  • Industry Position: 109033% above the REITs median (#82 of 701)

No single metric tells the full story. See the PHS:VREIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VistaREIT Business Description

Industry Real EstateREITs
Address Daang Hari Almanza Dos, Lower Ground Floor, Building B, Evia Lifestyle Center, Las Pinas City, PHL, 1750
VistaREIT Inc is a real estate investment trust backed by Vista Land, integrated property developers in the Philippines. It engages in maintaining a diversified portfolio of commercial and office properties. Its objective is to invest on a long-term basis, in a diversified portfolio of income-generating commercial real estate assets strategically located within Vista Land integrated developments. The company aims to maintain high occupancy rates and quality tenants with a particular focus on those offering essential goods and services.
51GF Score

Get the complete analysis for PHS:VREIT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.31
Price
₱1.90
GF Value