U Consumer Finance (CAI:VALU) Interest Expense: E£-9 Mil (TTM As of Dec. 2025)

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CAI:VALU U Consumer Finance CAI:VALU
28 GF Score
Price E£10.80
! 6 Warning Signs
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What is U Consumer Finance Interest Expense?

U Consumer Finance CAI:VALU -2.09% 28 Interest Expense is E£-9 Mil as of Dec. 2025. GuruFocus rates CAI:VALU with a GF Score™ of 28/100. The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. U Consumer Finance's interest expense for the three months ended in Dec. 2025 was E£ -3 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was E£-9 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. U Consumer Finance's Operating Income for the three months ended in Dec. 2025 was E£ 313 Mil. U Consumer Finance's Interest Expense for the three months ended in Dec. 2025 was E£ -3 Mil. U Consumer Finance's Interest Coverage for the quarter that ended in Dec. 2025 was 95.22. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

U Consumer Finance  (CAI:VALU) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

U Consumer Finance's Interest Expense for the three months ended in Dec. 2025 was E£-3 Mil. Its Operating Income for the three months ended in Dec. 2025 was E£313 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Dec. 2025 was E£1,181 Mil.

U Consumer Finance's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*313.378/-3.291
=95.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

U Consumer Finance Interest Expense Historical Data

* Premium members only.

The historical data trend for U Consumer Finance's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U Consumer Finance Interest Expense Chart

U Consumer Finance Annual Data
Trend Dec23 Dec24 Dec25
Interest Expense
0.00 -11.55 -11.80

U Consumer Finance Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only -3.03 0.00 -2.85 -2.71 -3.29
CAI:VALU
28GF Score
U Consumer Finance CAI:VALU
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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U Consumer Finance Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was E£-9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of E£-9 Mil mean?
U Consumer Finance (CAI:VALU) has a Interest Expense of E£-9 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on U Consumer Finance and its competitors.
Is U Consumer Finance's Interest Expense too high?
U Consumer Finance's current Interest Expense is E£-9 Mil. Overall, U Consumer Finance has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does U Consumer Finance's Interest Expense compare to V and MA?
U Consumer Finance's Interest Expense of E£-9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on U Consumer Finance and its competitors. U Consumer Finance's current Interest Expense is E£-9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U Consumer Finance stock overvalued right now?
U Consumer Finance (CAI:VALU) has a current Interest Expense of E£-9 Mil. The current Interest Expense is E£-9 Mil. U Consumer Finance's overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For U Consumer Finance (CAI:VALU), the current Interest Expense is E£-9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

U Consumer Finance Business Description

Address Arkan Plaza, First floor Unit AW-417, Al Sheikh Zayed city, EGY
U Consumer Finance known by Its Brand Name Valu, is the universal financial technology powerhouse, offering a suite of financial services to individuals and businesses.
28GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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