U Consumer Finance (CAI:VALU) Short-Term Debt: E£8,893 Mil (As of Dec. 2025)

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CAI:VALU U Consumer Finance CAI:VALU
28 GF Score
Price E£10.80
! 6 Warning Signs
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What is U Consumer Finance Short-Term Debt?

U Consumer Finance CAI:VALU -2.09% 28 Short-Term Debt is E£8,893 Mil as of Dec. 2025. GuruFocus rates CAI:VALU with a GF Score™ of 28/100. The stock has 6 warning signs investors should review.

U Consumer Finance's Short-Term Debt for the quarter that ended in Dec. 2025 was E£8,893 Mil.

U Consumer Finance's quarterly Short-Term Debt declined from Jun. 2025 (E£3,273 Mil) to Sep. 2025 (E£2,706 Mil) but then increased from Sep. 2025 (E£2,706 Mil) to Dec. 2025 (E£8,893 Mil).

U Consumer Finance's annual Short-Term Debt declined from Dec. 2023 (E£3,827 Mil) to Dec. 2024 (E£2,429 Mil) but then increased from Dec. 2024 (E£2,429 Mil) to Dec. 2025 (E£8,893 Mil).

U Consumer Finance Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

U Consumer Finance Short-Term Debt Related Terms

U Consumer Finance Short-Term Debt Historical Data

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The historical data trend for U Consumer Finance's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U Consumer Finance Short-Term Debt Chart

U Consumer Finance Annual Data
Trend Dec23 Dec24 Dec25
Short-Term Debt
3,826.90 2,428.77 8,892.85

U Consumer Finance Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only 2,428.77 3,301.03 3,273.49 2,705.98 8,892.85
CAI:VALU
28GF Score
U Consumer Finance CAI:VALU
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of E£8,893 Mil mean?
U Consumer Finance (CAI:VALU) has a Short-Term Debt of E£8,893 Mil as of Dec. 2025.
Is U Consumer Finance's Short-Term Debt too high?
U Consumer Finance's current Short-Term Debt is E£8,893 Mil. Overall, U Consumer Finance has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does U Consumer Finance's Short-Term Debt compare to V and MA?
U Consumer Finance's Short-Term Debt of E£8,893 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Credit Services company?
A good Short-Term Debt depends on the Credit Services industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. U Consumer Finance's current Short-Term Debt is E£8,893 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U Consumer Finance stock overvalued right now?
U Consumer Finance (CAI:VALU) has a current Short-Term Debt of E£8,893 Mil. The current Short-Term Debt is E£8,893 Mil. U Consumer Finance's overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For U Consumer Finance (CAI:VALU), the current Short-Term Debt is E£8,893 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

U Consumer Finance Business Description

Address Arkan Plaza, First floor Unit AW-417, Al Sheikh Zayed city, EGY
U Consumer Finance known by Its Brand Name Valu, is the universal financial technology powerhouse, offering a suite of financial services to individuals and businesses.
28GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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