U Consumer Finance (CAI:VALU) Total Liabilities: E£11,988 Mil (As of Dec. 2025)

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CAI:VALU U Consumer Finance CAI:VALU
28 GF Score
Price E£10.80
! 6 Warning Signs
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What is U Consumer Finance Total Liabilities?

U Consumer Finance CAI:VALU -2.09% 28 Total Liabilities is E£11,988 Mil as of Dec. 2025. GuruFocus rates CAI:VALU with a GF Score™ of 28/100. The stock has 6 warning signs investors should review.

U Consumer Finance's Total Liabilities for the quarter that ended in Dec. 2025 was E£11,988 Mil.

U Consumer Finance's quarterly Total Liabilities increased from Jun. 2025 (E£11,213.82 Mil) to Sep. 2025 (E£12,440.05 Mil) but then declined from Sep. 2025 (E£12,440.05 Mil) to Dec. 2025 (E£11,987.96 Mil).

U Consumer Finance's annual Total Liabilities increased from Dec. 2023 (E£4,792.13 Mil) to Dec. 2024 (E£9,216.74 Mil) and increased from Dec. 2024 (E£9,216.74 Mil) to Dec. 2025 (E£11,987.96 Mil).

U Consumer Finance Total Liabilities Historical Data

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The historical data trend for U Consumer Finance's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U Consumer Finance Total Liabilities Chart

U Consumer Finance Annual Data
Trend Dec23 Dec24 Dec25
Total Liabilities
4,792.13 9,216.74 11,987.96

U Consumer Finance Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only 9,216.74 10,226.52 11,213.82 12,440.05 11,987.96
CAI:VALU
28GF Score
U Consumer Finance CAI:VALU
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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U Consumer Finance Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

U Consumer Finance's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=10790.54+(1180.797+16.622999999998
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=11,988

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=14244.198-2256.238
=11,988

U Consumer Finance's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=10790.54+(1180.797+16.622999999998
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=11,988

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=14244.198-2256.238
=11,988

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of E£11,988 Mil mean?
U Consumer Finance (CAI:VALU) has a Total Liabilities of E£11,988 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for U Consumer Finance and its competitors.
Is U Consumer Finance's Total Liabilities too high?
U Consumer Finance's current Total Liabilities is E£11,988 Mil. Overall, U Consumer Finance has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does U Consumer Finance's Total Liabilities compare to V and MA?
U Consumer Finance's Total Liabilities of E£11,988 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for U Consumer Finance and its competitors. U Consumer Finance's current Total Liabilities is E£11,988 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U Consumer Finance stock overvalued right now?
U Consumer Finance (CAI:VALU) has a current Total Liabilities of E£11,988 Mil. The current Total Liabilities is E£11,988 Mil. U Consumer Finance's overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For U Consumer Finance (CAI:VALU), the current Total Liabilities is E£11,988 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

U Consumer Finance Business Description

Address Arkan Plaza, First floor Unit AW-417, Al Sheikh Zayed city, EGY
U Consumer Finance known by Its Brand Name Valu, is the universal financial technology powerhouse, offering a suite of financial services to individuals and businesses.
28GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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