U Consumer Finance (CAI:VALU) Total Assets: E£14,244 Mil (As of Dec. 2025)

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CAI:VALU U Consumer Finance CAI:VALU
28 GF Score
Price E£10.80
! 6 Warning Signs
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What is U Consumer Finance Total Assets?

U Consumer Finance CAI:VALU -2.09% 28 Total Assets is E£14,244 Mil as of Dec. 2025. GuruFocus rates CAI:VALU with a GF Score™ of 28/100. The stock has 6 warning signs investors should review.

U Consumer Finance's Total Assets for the quarter that ended in Dec. 2025 was E£14,244 Mil.

During the past 12 months, U Consumer Finance's average Total Assets Growth Rate was 35.50% per year.

Total Assets is connected with ROA %. U Consumer Finance's annualized ROA % for the quarter that ended in Dec. 2025 was 6.21%. Total Assets is also linked to Revenue through Asset Turnover. U Consumer Finance's Asset Turnover for the quarter that ended in Dec. 2025 was 0.11.

U Consumer Finance  (CAI:VALU) Total Assets Explanation

Total Assets is connected with ROA %.

U Consumer Finance's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=891.836/( (14473.325+14244.198)/ 2 )
=891.836/14358.7615
=6.21 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

U Consumer Finance's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=1585.525/( (14473.325+14244.198)/ 2 )
=1585.525/14358.7615
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

U Consumer Finance Total Assets Related Terms

U Consumer Finance Total Assets Historical Data

* Premium members only.

The historical data trend for U Consumer Finance's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U Consumer Finance Total Assets Chart

U Consumer Finance Annual Data
Trend Dec23 Dec24 Dec25
Total Assets
6,006.08 10,853.43 14,244.20

U Consumer Finance Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only 10,853.43 11,987.13 13,046.15 14,473.33 14,244.20
CAI:VALU
28GF Score
U Consumer Finance CAI:VALU
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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U Consumer Finance Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

U Consumer Finance's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=2256.238+11987.96
=14,244

U Consumer Finance's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=2256.238+11987.96
=14,244

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of E£14,244 Mil mean?
U Consumer Finance (CAI:VALU) has a Total Assets of E£14,244 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on U Consumer Finance and its competitors.
Is U Consumer Finance's Total Assets too high?
U Consumer Finance's current Total Assets is E£14,244 Mil. Overall, U Consumer Finance has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does U Consumer Finance's Total Assets compare to V and MA?
U Consumer Finance's Total Assets of E£14,244 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Credit Services company?
A good Total Assets depends on the Credit Services industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on U Consumer Finance and its competitors. U Consumer Finance's current Total Assets is E£14,244 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U Consumer Finance stock overvalued right now?
U Consumer Finance (CAI:VALU) has a current Total Assets of E£14,244 Mil. The current Total Assets is E£14,244 Mil. U Consumer Finance's overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For U Consumer Finance (CAI:VALU), the current Total Assets is E£14,244 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

U Consumer Finance Business Description

Address Arkan Plaza, First floor Unit AW-417, Al Sheikh Zayed city, EGY
U Consumer Finance known by Its Brand Name Valu, is the universal financial technology powerhouse, offering a suite of financial services to individuals and businesses.
28GF Score

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Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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