Adamjee Insurance Co (KAR:AICL) Interest Expense: ₨-15 Mil (TTM As of Mar. 2026)

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KAR:AICL Adamjee Insurance Co Ltd KAR:AICL
69 GF Score
Price ₨82.33
GF Value ₨62.14
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Adamjee Insurance Co Interest Expense?

Adamjee Insurance Co KAR:AICL +5.99% 69 Interest Expense is ₨-15 Mil as of Mar. 2026. GuruFocus rates KAR:AICL with a GF Score™ of 69/100 and a GF Value™ of ₨62.14 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Adamjee Insurance Co's interest expense for the three months ended in Mar. 2026 was ₨ -4 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-15 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Adamjee Insurance Co's Operating Income for the three months ended in Mar. 2026 was ₨ 2,042 Mil. Adamjee Insurance Co's Interest Expense for the three months ended in Mar. 2026 was ₨ -4 Mil. Adamjee Insurance Co's Interest Coverage for the quarter that ended in Mar. 2026 was 478.95. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Adamjee Insurance Co  (KAR:AICL) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Adamjee Insurance Co's Interest Expense for the three months ended in Mar. 2026 was ₨-4 Mil. Its EBIT for the three months ended in Mar. 2026 was ₨2,042 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was ₨345 Mil.

Adamjee Insurance Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2041.785/-4.263
=478.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Adamjee Insurance Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.


Adamjee Insurance Co Interest Expense Historical Data

* Premium members only.

The historical data trend for Adamjee Insurance Co's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamjee Insurance Co Interest Expense Chart

Adamjee Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -53.89 -38.19 -4.67 -8.68 -14.24

Adamjee Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.82 -4.04 -3.29 -3.09 -4.26
KAR:AICL
69GF Score
Adamjee Insurance Co Ltd KAR:AICL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Adamjee Insurance Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-15 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₨-15 Mil mean?
Adamjee Insurance Co (KAR:AICL) has a Interest Expense of ₨-15 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Adamjee Insurance Co and its competitors.
Is Adamjee Insurance Co's Interest Expense too high?
Adamjee Insurance Co's current Interest Expense is ₨-15 Mil. Overall, Adamjee Insurance Co has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adamjee Insurance Co's Interest Expense compare to CB and PGR?
Adamjee Insurance Co's Interest Expense of ₨-15 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Adamjee Insurance Co and its competitors. Adamjee Insurance Co's current Interest Expense is ₨-15 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Adamjee Insurance Co (KAR:AICL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨62.14, compared to a current price of ₨82.33 — trading 32.5% above its estimated fair value. The current Interest Expense is ₨-15 Mil. Adamjee Insurance Co's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Adamjee Insurance Co (KAR:AICL), the current Interest Expense is ₨-15 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adamjee Insurance Co (KAR:AICL) Overvalued in 2026?

Based on GuruFocus' analysis, Adamjee Insurance Co stock appears to be overvalued. The current stock price of ₨82.33 is trading 32.5% above its estimated GF Value™ of ₨62.14. GuruFocus considers Adamjee Insurance Co to be Significantly Overvalued.

Key valuation signals for KAR:AICL:

  • Interest Expense: ₨-15 Mil
  • GF Value™: ₨62.14 vs. price of ₨82.33 (32.5% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the KAR:AICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adamjee Insurance Co Business Description

Address Main Boulevard, Gulberg-III, 80/A, Block E-1, Adamjee House Building, Lahore, PAK, 54000
Adamjee Insurance Co Ltd is an insurance company engaged in providing insurance to various categories of businesses, such as Fire and Property, Marine Aviation and Transport, Motor, Accident and Health, and Miscellaneous Insurance. Some of the company's high-risk-value projects include the risk-coverage provision to Petrochemical Factories and Industrial Risk projects. It has five primary business segments for reporting purposes, namely Fire & property, marine aviation & transport, motor, accident & health, and miscellaneous. The company generates the majority of its revenue from the Motor segment.
69GF Score

Get the complete analysis for KAR:AICL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨82.33
Price
₨62.14
GF Value