Adamjee Insurance Co (KAR:AICL) Long-Term Debt: ₨0 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:AICL Adamjee Insurance Co Ltd KAR:AICL
68 GF Score
Price ₨96.37
GF Value ₨62.48
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Adamjee Insurance Co Long-Term Debt?

Adamjee Insurance Co KAR:AICL +0.35% 68 Long-Term Debt is ₨0 Mil as of Mar. 2026. GuruFocus rates KAR:AICL with a GF Score™ of 68/100 and a GF Value™ of ₨62.48 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Adamjee Insurance Co's Long-Term Debt for the quarter that ended in Mar. 2026 was ₨0 Mil.

Adamjee Insurance Co  (KAR:AICL) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Adamjee Insurance Co Long-Term Debt Related Terms

Adamjee Insurance Co Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Adamjee Insurance Co's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamjee Insurance Co Long-Term Debt Chart

Adamjee Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,011.65 0.00 0.00 0.00 0.00

Adamjee Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
KAR:AICL
68GF Score
Adamjee Insurance Co Ltd KAR:AICL
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₨0 Mil mean?
Adamjee Insurance Co (KAR:AICL) has a Long-Term Debt of ₨0 Mil as of Mar. 2026.
Is Adamjee Insurance Co's Long-Term Debt too high?
Adamjee Insurance Co's current Long-Term Debt is ₨0 Mil. Overall, Adamjee Insurance Co has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adamjee Insurance Co's Long-Term Debt compare to CB and PGR?
Adamjee Insurance Co's Long-Term Debt of ₨0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Adamjee Insurance Co's current Long-Term Debt is ₨0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Adamjee Insurance Co (KAR:AICL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨62.48, compared to a current price of ₨96.37 — trading 54.2% above its estimated fair value. The current Long-Term Debt is ₨0 Mil. Adamjee Insurance Co's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Adamjee Insurance Co (KAR:AICL), the current Long-Term Debt is ₨0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adamjee Insurance Co (KAR:AICL) Overvalued in 2026?

Based on GuruFocus' analysis, Adamjee Insurance Co stock appears to be overvalued. The current stock price of ₨96.37 is trading 54.2% above its estimated GF Value™ of ₨62.48. GuruFocus considers Adamjee Insurance Co to be Significantly Overvalued.

Key valuation signals for KAR:AICL:

  • Long-Term Debt: ₨0 Mil
  • GF Value™: ₨62.48 vs. price of ₨96.37 (54.2% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the KAR:AICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adamjee Insurance Co Business Description

Address Main Boulevard, Gulberg-III, 80/A, Block E-1, Adamjee House Building, Lahore, PAK, 54000
Adamjee Insurance Co Ltd is an insurance company engaged in providing insurance to various categories of businesses, such as Fire and Property, Marine Aviation and Transport, Motor, Accident and Health, and Miscellaneous Insurance. Some of the company's high-risk-value projects include the risk-coverage provision to Petrochemical Factories and Industrial Risk projects. It has five primary business segments for reporting purposes, namely Fire & property, marine aviation & transport, motor, accident & health, and miscellaneous. The company generates the majority of its revenue from the Motor segment.
68GF Score

Get the complete analysis for KAR:AICL

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨96.37
Price
₨62.48
GF Value