Adamjee Insurance Co (KAR:AICL) Dividend Payout Ratio: 0.00 (As of Mar. 2026)

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KAR:AICL Adamjee Insurance Co Ltd KAR:AICL
69 GF Score
Price ₨77.52
GF Value ₨61.73
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Adamjee Insurance Co Dividend Payout Ratio?

Adamjee Insurance Co KAR:AICL -3.41% 69 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates KAR:AICL with a GF Score™ of 69/100 and a GF Value™ of ₨61.73 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 334 Insurance companies, Adamjee Insurance Co ranks better than 67.07% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Adamjee Insurance Co's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Adamjee Insurance Co's Dividend Payout Ratio or its related term are showing as below:

KAR:AICL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.22   Med: 0.42   Max: 1.28
Current: 0.24

During the past 13 years, the highest Dividend Payout Ratio of Adamjee Insurance Co was 1.28. The lowest was 0.22. And the median was 0.42.

KAR:AICL's Dividend Payout Ratio is ranked better than
67.07% of 334 companies
in the Insurance industry
Industry Median: 0.38 vs KAR:AICL: 0.24

As of today (2026-07-15), the Dividend Yield % of Adamjee Insurance Co is 5.16%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Adamjee Insurance Co was 13.59%. The lowest was 1.85%. And the median was 6.64%.

Adamjee Insurance Co's Dividends per Share for the months ended in Mar. 2026 was ₨0.00.

During the past 12 months, Adamjee Insurance Co's average Dividends Per Share Growth Rate was 16.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 5.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 0.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Adamjee Insurance Co was 78.20% per year. The lowest was -15.70% per year. And the median was 5.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Adamjee Insurance Co (KAR:AICL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Adamjee Insurance Co Dividend Payout Ratio Related Terms

Adamjee Insurance Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Adamjee Insurance Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamjee Insurance Co Dividend Payout Ratio Chart

Adamjee Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.45 0.40 0.22 0.23

Adamjee Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.44 0.42 0.00 0.00

KAR:AICL vs CB, PGR, TRV: Dividend Payout Ratio Comparison

For the Insurance - Property & Casualty subindustry, Adamjee Insurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adamjee Insurance Co Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Adamjee Insurance Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Adamjee Insurance Co's Dividend Payout Ratio falls into.


KAR:AICL
69GF Score
Adamjee Insurance Co Ltd KAR:AICL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Adamjee Insurance Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Adamjee Insurance Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=3.5/ 15.274
=0.23

Adamjee Insurance Co's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 3.01
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Adamjee Insurance Co (KAR:AICL) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Adamjee Insurance Co and its competitors. Over the past decade, Adamjee Insurance Co's Dividend Payout Ratio has ranged from 0.22 to 1.28. According to the industry distribution chart, Adamjee Insurance Co ranks #110 out of 334 companies in the Insurance industry, placing it in the top 32.9%.
Is Adamjee Insurance Co's Dividend Payout Ratio too high?
Adamjee Insurance Co's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 1.28. Based on the distribution chart, Adamjee Insurance Co ranks #110 out of 334 companies in the Insurance industry, which is above the industry midpoint. Overall, Adamjee Insurance Co has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adamjee Insurance Co's Dividend Payout Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Adamjee Insurance Co ranks #110 out of 334 companies for Dividend Payout Ratio. This puts Adamjee Insurance Co in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. Historically, Adamjee Insurance Co's own Dividend Payout Ratio has ranged from 0.22 to 1.28 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Adamjee Insurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adamjee Insurance Co's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Adamjee Insurance Co (KAR:AICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨61.73, compared to a current price of ₨77.52 — trading 25.6% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Adamjee Insurance Co's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Adamjee Insurance Co (KAR:AICL), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adamjee Insurance Co (KAR:AICL) Overvalued in 2026?

Based on GuruFocus' analysis, Adamjee Insurance Co stock appears to be overvalued. The current stock price of ₨77.52 is trading 25.6% above its estimated GF Value™ of ₨61.73. GuruFocus considers Adamjee Insurance Co to be Modestly Overvalued.

Key valuation signals for KAR:AICL:

  • Dividend Payout Ratio: 0.00
  • GF Value™: ₨61.73 vs. price of ₨77.52 (25.6% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the KAR:AICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adamjee Insurance Co Business Description

Address Main Boulevard, Gulberg-III, 80/A, Block E-1, Adamjee House Building, Lahore, PAK, 54000
Adamjee Insurance Co Ltd is an insurance company engaged in providing insurance to various categories of businesses, such as Fire and Property, Marine Aviation and Transport, Motor, Accident and Health, and Miscellaneous Insurance. Some of the company's high-risk-value projects include the risk-coverage provision to Petrochemical Factories and Industrial Risk projects. It has five primary business segments for reporting purposes, namely Fire & property, marine aviation & transport, motor, accident & health, and miscellaneous. The company generates the majority of its revenue from the Motor segment.
69GF Score

Get the complete analysis for KAR:AICL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨77.52
Price
₨61.73
GF Value