Adamjee Insurance CoKAR:AICL +1.13%71 EBITDA Margin % is 10.17% as of Mar. 2026, which is 14% above its 10-year median of 8.89. GuruFocus rates KAR:AICL with a GF Score™ of 71/100 and a GF Value™ of ₨61.14 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 373 Insurance companies, Adamjee Insurance Co ranks worse than 72.12% on this metric.
Adamjee Insurance Co (KAR:AICL) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Adamjee Insurance Co EBITDA Margin % Related Terms
Adamjee Insurance Co EBITDA Margin % Historical Data
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The historical data trend for Adamjee Insurance Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:AICL vs CB, PGR, TRV: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Adamjee Insurance Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adamjee Insurance Co EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Adamjee Insurance Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Adamjee Insurance Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Adamjee Insurance Co (KAR:AICL) has a EBITDA Margin % of 10.17% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Adamjee Insurance Co and its competitors. This is 14% above median its historical median of 8.89. Over the past decade, Adamjee Insurance Co's EBITDA Margin % has ranged from 7.24 to 11.64. According to the industry distribution chart, Adamjee Insurance Co ranks #269 out of 373 companies in the Insurance industry, placing it in the top 72.1%.
Is Adamjee Insurance Co's EBITDA Margin % too high?
Adamjee Insurance Co's current EBITDA Margin % of 10.17% is 14% above median its 10-year median of 8.89. Over the past 10 years, this metric has ranged from a low of 7.24 to a high of 11.64. The Insurance industry median EBITDA Margin % is 14.81. Adamjee Insurance Co's value of 10.17% is 31.3% below this industry median. Based on the distribution chart, Adamjee Insurance Co ranks #269 out of 373 companies in the Insurance industry, which is below the industry midpoint. Overall, Adamjee Insurance Co has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adamjee Insurance Co's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Adamjee Insurance Co ranks #269 out of 373 companies for EBITDA Margin %. This places Adamjee Insurance Co in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Adamjee Insurance Co's value of 10.17% is 31.3% below this benchmark. Historically, Adamjee Insurance Co's own EBITDA Margin % has ranged from 7.24 to 11.64 over the past decade. While the company's 10-year median is 8.89 vs. the industry median of 14.81, Adamjee Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adamjee Insurance Co's current EBITDA Margin % of 10.17% is 31.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Adamjee Insurance Co and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adamjee Insurance Co's current EBITDA Margin % is 10.17%, which is 14% above median its own 10-year median of 8.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Adamjee Insurance Co (KAR:AICL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨61.14, compared to a current price of ₨80.51 — trading 31.7% above its estimated fair value. The current EBITDA Margin % is 10.17%, which is 14% above median its 10-year median of 8.89 and 31.3% below the Insurance industry median of 14.81. Adamjee Insurance Co's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Adamjee Insurance Co (KAR:AICL), the current EBITDA Margin % is 10.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adamjee Insurance Co (KAR:AICL) Overvalued in 2026?
Based on GuruFocus' analysis, Adamjee Insurance Co stock appears to be overvalued.
The current stock price of ₨80.51 is trading 31.7% above its estimated GF Value™ of ₨61.14.
GuruFocus considers Adamjee Insurance Co to be Significantly Overvalued.
Key valuation signals for KAR:AICL:
EBITDA Margin %: 10.17% (14% above median its 10-year median of 8.89)
GF Value™: ₨61.14 vs. price of ₨80.51 (31.7% above fair value)
Industry Position: 31.3% below the Insurance median (#269 of 373)
No single metric tells the full story. See the KAR:AICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Adamjee Insurance Co Ltd is an insurance company engaged in providing insurance to various categories of businesses, such as Fire and Property, Marine Aviation and Transport, Motor, Accident and Health, and Miscellaneous Insurance. Some of the company's high-risk-value projects include the risk-coverage provision to Petrochemical Factories and Industrial Risk projects. It has five primary business segments for reporting purposes, namely Fire & property, marine aviation & transport, motor, accident & health, and miscellaneous. The company generates the majority of its revenue from the Motor segment.
71GF Score
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