Adamjee Insurance Co (KAR:AICL) Net Loan: ₨83 Mil (As of Jun. 2026)

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KAR:AICL Adamjee Insurance Co Ltd KAR:AICL
68 GF Score
Price ₨97.43
GF Value ₨68.89
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Adamjee Insurance Co Net Loan?

Adamjee Insurance Co KAR:AICL +6.34% 68 Net Loan is ₨83 Mil as of Jun. 2026. GuruFocus rates KAR:AICL with a GF Score™ of 68/100 and a GF Value™ of ₨68.89 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Adamjee Insurance Co's quarterly net loan declined from Dec. 2025 (₨77 Mil) to Mar. 2026 (₨67 Mil) but then increased from Mar. 2026 (₨67 Mil) to Jun. 2026 (₨83 Mil).

Adamjee Insurance Co's annual net loan declined from Dec. 2023 (₨2,442 Mil) to Dec. 2024 (₨67 Mil) and declined from Dec. 2024 (₨67 Mil) to Dec. 2025 (₨83 Mil).

Adamjee Insurance Co Net Loan Historical Data

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The historical data trend for Adamjee Insurance Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamjee Insurance Co Net Loan Chart

Adamjee Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 104.07 1,582.70 2,442.29 85.69 77.20

Adamjee Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 82.86 79.98 77.20 67.43 83.26
KAR:AICL
68GF Score
Adamjee Insurance Co Ltd KAR:AICL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Adamjee Insurance Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₨83 Mil mean?
Adamjee Insurance Co (KAR:AICL) has a Net Loan of ₨83 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Adamjee Insurance Co and its competitors.
Is Adamjee Insurance Co's Net Loan too high?
Adamjee Insurance Co's current Net Loan is ₨83 Mil. Overall, Adamjee Insurance Co has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adamjee Insurance Co's Net Loan compare to CB and PGR?
Adamjee Insurance Co's Net Loan of ₨83 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Adamjee Insurance Co and its competitors. Adamjee Insurance Co's current Net Loan is ₨83 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Adamjee Insurance Co (KAR:AICL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨68.89, compared to a current price of ₨97.43 — trading 41.4% above its estimated fair value. The current Net Loan is ₨83 Mil. Adamjee Insurance Co's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Adamjee Insurance Co (KAR:AICL), the current Net Loan is ₨83 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adamjee Insurance Co (KAR:AICL) Overvalued in 2026?

Based on GuruFocus' analysis, Adamjee Insurance Co stock appears to be overvalued. The current stock price of ₨97.43 is trading 41.4% above its estimated GF Value™ of ₨68.89. GuruFocus considers Adamjee Insurance Co to be Significantly Overvalued.

Key valuation signals for KAR:AICL:

  • Net Loan: ₨83 Mil
  • GF Value™: ₨68.89 vs. price of ₨97.43 (41.4% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the KAR:AICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adamjee Insurance Co Business Description

Address Main Boulevard, Gulberg-III, 80/A, Block E-1, Adamjee House Building, Lahore, PAK, 54000
Adamjee Insurance Co Ltd is an insurance company engaged in providing insurance to various categories of businesses, such as Fire and Property, Marine Aviation and Transport, Motor, Accident and Health, and Miscellaneous Insurance. Some of the company's high-risk-value projects include the risk-coverage provision to Petrochemical Factories and Industrial Risk projects. It has five primary business segments for reporting purposes, namely Fire & property, marine aviation & transport, motor, accident & health, and miscellaneous. The company generates the majority of its revenue from the Motor segment.
68GF Score

Get the complete analysis for KAR:AICL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨97.43
Price
₨68.89
GF Value