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Adamjee Insurance CoKAR:AICL -1.22%68 EV-to-EBITDA is 1.59 as of Sep. 22, 2026, which is 35% above its 10-year median of 1.18. GuruFocus rates KAR:AICL with a GF Score™ of 68/100 and a GF Value™ of ₨68.16 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 355 Insurance companies, Adamjee Insurance Co ranks better than 94.08% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Adamjee Insurance Co's enterprise value is ₨17,285 Mil.
Adamjee Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₨10,840 Mil. Therefore, Adamjee Insurance Co's EV-to-EBITDA for today is 1.59.
The historical rank and industry rank for Adamjee Insurance Co's EV-to-EBITDA or its related term are showing as below:
KAR:AICL'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -1.1 Med: 1.18 Max: 19.15
Current: 1.69
During the past 13 years, the highest EV-to-EBITDA of Adamjee Insurance Co was 19.15. The lowest was -1.10. And the median was 1.18.
KAR:AICL's EV-to-EBITDA is ranked better than 94.08% of 355
companies
in the Insurance industry
Industry Median: 7.78
vs KAR:AICL: 1.69
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Adamjee Insurance Co (KAR:AICL) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Adamjee Insurance Co's PE Ratio (TTM) for today is calculated as:
Adamjee Insurance Co's share price for today is ₨97.94.
Adamjee Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨16.524.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Adamjee Insurance Co's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Adamjee Insurance Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adamjee Insurance Co EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Adamjee Insurance Co's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Adamjee Insurance Co's EV-to-EBITDA falls into.
Adamjee Insurance Co's current Enterprise Value is ₨17,285 Mil.
Adamjee Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨10,840 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Adamjee Insurance Co (KAR:AICL) has a EV-to-EBITDA of 1.59 as of Sep. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Adamjee Insurance Co. This is 35% above median its historical median of 1.18. According to the industry distribution chart, Adamjee Insurance Co ranks #21 out of 355 companies in the Insurance industry, placing it in the top 5.9%.
Is Adamjee Insurance Co's EV-to-EBITDA too high?
Adamjee Insurance Co's current EV-to-EBITDA of 1.59 is 35% above median its 10-year median of 1.18. The Insurance industry median EV-to-EBITDA is 7.78. Adamjee Insurance Co's value of 1.59 is 79.6% below this industry median. Based on the distribution chart, Adamjee Insurance Co ranks #21 out of 355 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Adamjee Insurance Co has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adamjee Insurance Co's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Adamjee Insurance Co ranks #21 out of 355 companies for EV-to-EBITDA. This places Adamjee Insurance Co in the top 6% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 7.78. Adamjee Insurance Co's value of 1.59 is 79.6% below this benchmark. While the company's 10-year median is 1.18 vs. the industry median of 7.78, Adamjee Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.78, based on 355 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adamjee Insurance Co's current EV-to-EBITDA of 1.59 is 79.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Adamjee Insurance Co. For the Insurance industry, the median EV-to-EBITDA is 7.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adamjee Insurance Co's current EV-to-EBITDA is 1.59, which is 35% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Adamjee Insurance Co (KAR:AICL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨68.16, compared to a current price of ₨97.94 — trading 43.7% above its estimated fair value. The current EV-to-EBITDA is 1.59, which is 35% above median its 10-year median of 1.18 and 79.6% below the Insurance industry median of 7.78. Adamjee Insurance Co's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Adamjee Insurance Co (KAR:AICL), the current EV-to-EBITDA is 1.59 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adamjee Insurance Co (KAR:AICL) Overvalued in 2026?
Based on GuruFocus' analysis, Adamjee Insurance Co stock appears to be overvalued.
The current stock price of ₨97.94 is trading 43.7% above its estimated GF Value™ of ₨68.16.
GuruFocus considers Adamjee Insurance Co to be Significantly Overvalued.
Key valuation signals for KAR:AICL:
EV-to-EBITDA: 1.59 (35% above median its 10-year median of 1.18)
GF Value™: ₨68.16 vs. price of ₨97.94 (43.7% above fair value)
Industry Position: 79.6% below the Insurance median (#21 of 355)
No single metric tells the full story. See the KAR:AICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Adamjee Insurance Co Ltd is an insurance company engaged in providing insurance to various categories of businesses, such as Fire and Property, Marine Aviation and Transport, Motor, Accident and Health, and Miscellaneous Insurance. Some of the company's high-risk-value projects include the risk-coverage provision to Petrochemical Factories and Industrial Risk projects. It has five primary business segments for reporting purposes, namely Fire & property, marine aviation & transport, motor, accident & health, and miscellaneous. The company generates the majority of its revenue from the Motor segment.
68GF Score
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