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Adamjee Insurance Co (KAR:AICL) Cyclically Adjusted PB Ratio : 0.54 (As of May. 01, 2025)


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What is Adamjee Insurance Co Cyclically Adjusted PB Ratio?

As of today (2025-05-01), Adamjee Insurance Co's current share price is ₨40.64. Adamjee Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was ₨75.20. Adamjee Insurance Co's Cyclically Adjusted PB Ratio for today is 0.54.

The historical rank and industry rank for Adamjee Insurance Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

KAR:AICL' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.34   Med: 0.52   Max: 0.77
Current: 0.53

During the past years, Adamjee Insurance Co's highest Cyclically Adjusted PB Ratio was 0.77. The lowest was 0.34. And the median was 0.52.

KAR:AICL's Cyclically Adjusted PB Ratio is ranked better than
83.25% of 406 companies
in the Insurance industry
Industry Median: 1.2 vs KAR:AICL: 0.53

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Adamjee Insurance Co's adjusted book value per share data for the three months ended in Dec. 2024 was ₨120.083. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₨75.20 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Adamjee Insurance Co Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Adamjee Insurance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Adamjee Insurance Co Cyclically Adjusted PB Ratio Chart

Adamjee Insurance Co Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 0.71 0.44 0.51 0.66

Adamjee Insurance Co Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.51 0.49 0.50 0.44 0.66

Competitive Comparison of Adamjee Insurance Co's Cyclically Adjusted PB Ratio

For the Insurance - Property & Casualty subindustry, Adamjee Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adamjee Insurance Co's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Adamjee Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Adamjee Insurance Co's Cyclically Adjusted PB Ratio falls into.


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Adamjee Insurance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Adamjee Insurance Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=40.64/75.20
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamjee Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Adamjee Insurance Co's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=120.083/133.1571*133.1571
=120.083

Current CPI (Dec. 2024) = 133.1571.

Adamjee Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201503 41.489 99.621 55.456
201506 42.400 100.684 56.075
201509 42.651 100.392 56.571
201512 40.606 99.792 54.182
201603 44.234 100.470 58.625
201606 46.449 101.688 60.823
201609 48.907 101.861 63.933
201612 63.194 101.863 82.609
201703 49.679 102.862 64.310
201706 48.388 103.349 62.344
201709 48.554 104.136 62.085
201712 58.457 104.011 74.838
201803 65.798 105.290 83.213
201806 55.166 106.317 69.093
201809 54.656 106.507 68.332
201812 56.579 105.998 71.076
201903 58.837 107.251 73.049
201906 54.532 108.070 67.191
201909 53.599 108.329 65.883
201912 61.895 108.420 76.017
202003 54.292 108.902 66.384
202006 57.553 108.767 70.459
202009 60.226 109.815 73.028
202012 64.679 109.897 78.369
202103 66.816 111.754 79.612
202106 66.225 114.631 76.928
202109 65.409 115.734 75.256
202112 73.202 117.630 82.865
202203 75.778 121.301 83.185
202206 72.464 125.017 77.182
202209 72.952 125.227 77.572
202212 72.105 125.222 76.674
202303 78.160 127.348 81.725
202306 78.251 128.729 80.943
202309 81.580 129.860 83.652
202312 89.463 129.419 92.047
202403 95.441 131.776 96.441
202406 102.899 132.554 103.367
202409 106.583 133.029 106.686
202412 120.083 133.157 120.083

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Adamjee Insurance Co  (KAR:AICL) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Adamjee Insurance Co Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Adamjee Insurance Co's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Adamjee Insurance Co Business Description

Traded in Other Exchanges
N/A
Address
Adamjee House, 80/A, Block E-1, Main Boulevard Gulberg-III, Lahore, PAK, 54000
Adamjee Insurance Co Ltd is an insurance company engaged in providing insurance to various categories of businesses such as Fire and Property, Marine Aviation and Transport, Motor, Accident and Health, and Miscellaneous Insurance. Some of AICL's high-risk-value projects include the risk-coverage provision to Petrochemical Factories and Industrial Risk projects. It has five primary business segments for reporting purposes namely Fire & property, marine aviation & transport, motor, accident & health, and others including miscellaneous.

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