GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Mutual Benefits Assurance PLC (NSA:MBAS) » Definitions » Intrinsic Value: Projected FCF

Mutual Benefits Assurance (NSA:MBAS) Intrinsic Value: Projected FCF : ₦1.26 (As of Jun. 23, 2024)


View and export this data going back to 2002. Start your Free Trial

What is Mutual Benefits Assurance Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-06-23), Mutual Benefits Assurance's Intrinsic Value: Projected FCF is ₦1.26. The stock price of Mutual Benefits Assurance is ₦0.56. Therefore, Mutual Benefits Assurance's Price-to-Intrinsic-Value-Projected-FCF of today is 0.4.

The historical rank and industry rank for Mutual Benefits Assurance's Intrinsic Value: Projected FCF or its related term are showing as below:

NSA:MBAS' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.34   Med: 0.37   Max: 0.44
Current: 0.44

During the past 8 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Mutual Benefits Assurance was 0.44. The lowest was 0.34. And the median was 0.37.

NSA:MBAS's Price-to-Projected-FCF is ranked better than
70.3% of 394 companies
in the Insurance industry
Industry Median: 0.64 vs NSA:MBAS: 0.44

Mutual Benefits Assurance Intrinsic Value: Projected FCF Historical Data

The historical data trend for Mutual Benefits Assurance's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mutual Benefits Assurance Intrinsic Value: Projected FCF Chart

Mutual Benefits Assurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial - - - - -

Mutual Benefits Assurance Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Sep23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 1.26 1.26

Competitive Comparison of Mutual Benefits Assurance's Intrinsic Value: Projected FCF

For the Insurance - Diversified subindustry, Mutual Benefits Assurance's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutual Benefits Assurance's Price-to-Projected-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Mutual Benefits Assurance's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Mutual Benefits Assurance's Price-to-Projected-FCF falls into.



Mutual Benefits Assurance Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Mutual Benefits Assurance's Free Cash Flow(6 year avg) = ₦325.51.

Mutual Benefits Assurance's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Sep23)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*325.50912+27790.091*0.8)/20061.1
=1.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mutual Benefits Assurance  (NSA:MBAS) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Mutual Benefits Assurance's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=0.56/1.2626941728067
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mutual Benefits Assurance Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Mutual Benefits Assurance's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Mutual Benefits Assurance (NSA:MBAS) Business Description

Traded in Other Exchanges
N/A
Address
233 Ikorodu Road, Aret Adams House, Ilupeju, Lagos, NGA
Mutual Benefits Assurance PLC provides a range of insurance products and services in the areas of life assurance and general insurance. Its segment includes the Assurance business; Real estate and Microfinance. The company's offerings include group Auto Insurance, Health Insurance, Pure Investment Products, Anticipated Endowment, Mutual Annuity Products, and Investment Linked Schemes, among others.

Mutual Benefits Assurance (NSA:MBAS) Headlines

No Headlines