Mutual Benefits Assurance (NSA:MBAS) Growth Rank: 2 (As of Jul. 11, 2026) — Near Median


NSA:MBAS Mutual Benefits Assurance PLC NSA:MBAS
45 GF Score
Price ₦3.60
GF Value ₦1.42
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Mutual Benefits Assurance Growth Rank?

Mutual Benefits Assurance NSA:MBAS +0.56% 45 Growth Rank is 2 as of Jul. 11, 2026, which is at its 10-year median of 2.00. GuruFocus rates NSA:MBAS with a GF Score™ of 45/100 and a GF Value™ of ₦1.42 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Mutual Benefits Assurance has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


Mutual Benefits Assurance Growth Rank Related Terms


NSA:MBAS vs BRK.A, AIG, HIG: Growth Rank Comparison

For the Insurance - Diversified subindustry, Mutual Benefits Assurance's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutual Benefits Assurance Growth Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Mutual Benefits Assurance's Growth Rank distribution charts can be found below:

* The bar in red indicates where Mutual Benefits Assurance's Growth Rank falls into.


NSA:MBAS
45GF Score
Mutual Benefits Assurance PLC NSA:MBAS
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
Mutual Benefits Assurance (NSA:MBAS) has a Growth Rank of 2 as of Jul. 11, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Mutual Benefits Assurance and its competitors. This is near median its historical median of 2.00. Over the past decade, Mutual Benefits Assurance's Growth Rank has ranged from 1.00 to 6.00.
Is Mutual Benefits Assurance's Growth Rank too high?
Mutual Benefits Assurance's current Growth Rank of 2 is near median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Mutual Benefits Assurance has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Benefits Assurance's Growth Rank compare to BRK.A and AIG?
Mutual Benefits Assurance's Growth Rank of 2 can be compared against companies in the Insurance industry. Historically, Mutual Benefits Assurance's own Growth Rank has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for an Insurance company?
A good Growth Rank depends on the Insurance industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Mutual Benefits Assurance and its competitors. Mutual Benefits Assurance's current Growth Rank is 2, which is near median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Benefits Assurance stock overvalued right now?
Based on GuruFocus' analysis, Mutual Benefits Assurance (NSA:MBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦1.42, compared to a current price of ₦3.60 — trading 153.5% above its estimated fair value. The current Growth Rank is 2, which is near median its 10-year median of 2.00. Mutual Benefits Assurance's overall GF Score™ is 45/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Mutual Benefits Assurance (NSA:MBAS), the current Growth Rank is 2 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Benefits Assurance (NSA:MBAS) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Benefits Assurance stock appears to be overvalued. The current stock price of ₦3.60 is trading 153.5% above its estimated GF Value™ of ₦1.42. GuruFocus considers Mutual Benefits Assurance to be Significantly Overvalued.

Key valuation signals for NSA:MBAS:

  • Growth Rank: 2 (near median its 10-year median of 2.00)
  • GF Value™: ₦1.42 vs. price of ₦3.60 (153.5% above fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the NSA:MBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutual Benefits Assurance Business Description

Address 233 Ikorodu Road, Aret Adams House, Ilupeju, Lagos, NGA
Mutual Benefits Assurance PLC is a financial and wealth protection company in Nigeria. The principal objective of the Company is to render qualitative life related insurance & risks management services. It is a premium provider of life insurance, annuity and investment products and services. It has four reportable operating segments; assurance business, real estate, microfinance bank, and oil and gas exploration and production. The majority of revenue comes from Assurance business which covers the protection of customers' assets (Particularly their properties, both for personal and commercial business) and indemnification of other parties that have suffered damage as a result of customers accident. It has presence in Nigeria, and Liberia.
45GF Score

Get the complete analysis for NSA:MBAS

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.60
Price
₦1.42
GF Value