Mutual Benefits Assurance (NSA:MBAS) 5-Year EBITDA Growth Rate: 0.00% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:MBAS Mutual Benefits Assurance PLC NSA:MBAS
45 GF Score
Price ₦3.67
GF Value ₦1.42
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Mutual Benefits Assurance 5-Year EBITDA Growth Rate?

Mutual Benefits Assurance NSA:MBAS 45 5-Year EBITDA Growth Rate is 0.00% as of Dec. 2025. GuruFocus rates NSA:MBAS with a GF Score™ of 45/100 and a GF Value™ of ₦1.42 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Mutual Benefits Assurance's EBITDA per Share for the three months ended in Dec. 2025 was ₦-1.09.

During the past 12 months, Mutual Benefits Assurance's average EBITDA Per Share Growth Rate was -0.60% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 57.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 11 years, the highest 3-Year average EBITDA Per Share Growth Rate of Mutual Benefits Assurance was 57.50% per year. The lowest was -20.10% per year. And the median was 4.10% per year.

Mutual Benefits Assurance  (NSA:MBAS) 5-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.

Mutual Benefits Assurance 5-Year EBITDA Growth Rate Related Terms

NSA:MBAS vs BRK.A, AIG, HIG: 5-Year EBITDA Growth Rate Comparison

For the Insurance - Diversified subindustry, Mutual Benefits Assurance's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mutual Benefits Assurance 5-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Mutual Benefits Assurance's 5-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Mutual Benefits Assurance's 5-Year EBITDA Growth Rate falls into.


NSA:MBAS
45GF Score
Mutual Benefits Assurance PLC NSA:MBAS
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mutual Benefits Assurance 5-Year EBITDA Growth Rate Calculation

This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 5-Year EBITDA Growth Rate of 0.00% mean?
Mutual Benefits Assurance (NSA:MBAS) has a 5-Year EBITDA Growth Rate of 0.00% as of Dec. 2025. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Mutual Benefits Assurance and its competitors.
Is Mutual Benefits Assurance's 5-Year EBITDA Growth Rate too high?
Mutual Benefits Assurance's current 5-Year EBITDA Growth Rate is 0.00%. Overall, Mutual Benefits Assurance has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Benefits Assurance's 5-Year EBITDA Growth Rate compare to BRK.A and AIG?
Mutual Benefits Assurance's 5-Year EBITDA Growth Rate of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for an Insurance company?
A good 5-Year EBITDA Growth Rate depends on the Insurance industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Mutual Benefits Assurance and its competitors. Mutual Benefits Assurance's current 5-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Benefits Assurance stock overvalued right now?
Based on GuruFocus' analysis, Mutual Benefits Assurance (NSA:MBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦1.42, compared to a current price of ₦3.67 — trading 158.5% above its estimated fair value. The current 5-Year EBITDA Growth Rate is 0.00%. Mutual Benefits Assurance's overall GF Score™ is 45/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For Mutual Benefits Assurance (NSA:MBAS), the current 5-Year EBITDA Growth Rate is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Benefits Assurance (NSA:MBAS) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Benefits Assurance stock appears to be overvalued. The current stock price of ₦3.67 is trading 158.5% above its estimated GF Value™ of ₦1.42. GuruFocus considers Mutual Benefits Assurance to be Significantly Overvalued.

Key valuation signals for NSA:MBAS:

  • 5-Year EBITDA Growth Rate: 0.00%
  • GF Value™: ₦1.42 vs. price of ₦3.67 (158.5% above fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the NSA:MBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Benefits Assurance Business Description

Address 233 Ikorodu Road, Aret Adams House, Ilupeju, Lagos, NGA
Mutual Benefits Assurance PLC is a financial and wealth protection company in Nigeria. The principal objective of the Company is to render qualitative life related insurance & risks management services. It is a premium provider of life insurance, annuity and investment products and services. It has four reportable operating segments; assurance business, real estate, microfinance bank, and oil and gas exploration and production. The majority of revenue comes from Assurance business which covers the protection of customers' assets (Particularly their properties, both for personal and commercial business) and indemnification of other parties that have suffered damage as a result of customers accident. It has presence in Nigeria, and Liberia.
45GF Score

Get the complete analysis for NSA:MBAS

5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.67
Price
₦1.42
GF Value