Mutual Benefits Assurance (NSA:MBAS) Long-Term Debt: ₦0.00 Mil (As of Dec. 2025)


NSA:MBAS Mutual Benefits Assurance PLC NSA:MBAS
61 GF Score
Price ₦3.39
GF Value ₦2.25
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Mutual Benefits Assurance Long-Term Debt?

Mutual Benefits Assurance NSA:MBAS -0.29% 61 Long-Term Debt is ₦0.00 Mil as of Dec. 2025. GuruFocus rates NSA:MBAS with a GF Score™ of 61/100 and a GF Value™ of ₦2.25 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Mutual Benefits Assurance's Long-Term Debt for the quarter that ended in Dec. 2025 was ₦0.00 Mil.

Mutual Benefits Assurance's quarterly Long-Term Debt stayed the same from Jun. 2025 (₦400.87 Mil) to Sep. 2025 (₦400.87 Mil) but then declined from Sep. 2025 (₦400.87 Mil) to Dec. 2025 (₦0.00 Mil).

Mutual Benefits Assurance's annual Long-Term Debt stayed the same from Dec. 2023 (₦400.87 Mil) to Dec. 2024 (₦400.87 Mil) but then declined from Dec. 2024 (₦400.87 Mil) to Dec. 2025 (₦0.00 Mil).

Mutual Benefits Assurance  (NSA:MBAS) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Mutual Benefits Assurance Long-Term Debt Related Terms

Mutual Benefits Assurance Long-Term Debt Historical Data

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The historical data trend for Mutual Benefits Assurance's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutual Benefits Assurance Long-Term Debt Chart

Mutual Benefits Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 400.87 400.87 400.87 400.87 0.00

Mutual Benefits Assurance Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Sep24 Dec24 Jun25 Sep25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 400.87 400.87 400.87 0.00
NSA:MBAS
61GF Score
Mutual Benefits Assurance PLC NSA:MBAS
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₦0.00 Mil mean?
Mutual Benefits Assurance (NSA:MBAS) has a Long-Term Debt of ₦0.00 Mil as of Dec. 2025.
Is Mutual Benefits Assurance's Long-Term Debt too high?
Mutual Benefits Assurance's current Long-Term Debt is ₦0.00 Mil. Overall, Mutual Benefits Assurance has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Benefits Assurance's Long-Term Debt compare to BRK.A and AIG?
Mutual Benefits Assurance's Long-Term Debt of ₦0.00 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Mutual Benefits Assurance's current Long-Term Debt is ₦0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Benefits Assurance stock overvalued right now?
Based on GuruFocus' analysis, Mutual Benefits Assurance (NSA:MBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦2.25, compared to a current price of ₦3.39 — trading 50.7% above its estimated fair value. The current Long-Term Debt is ₦0.00 Mil. Mutual Benefits Assurance's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Mutual Benefits Assurance (NSA:MBAS), the current Long-Term Debt is ₦0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Benefits Assurance (NSA:MBAS) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Benefits Assurance stock appears to be overvalued. The current stock price of ₦3.39 is trading 50.7% above its estimated GF Value™ of ₦2.25. GuruFocus considers Mutual Benefits Assurance to be Significantly Overvalued.

Key valuation signals for NSA:MBAS:

  • Long-Term Debt: ₦0.00 Mil
  • GF Value™: ₦2.25 vs. price of ₦3.39 (50.7% above fair value)
  • GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the NSA:MBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Benefits Assurance Business Description

Address 233 Ikorodu Road, Aret Adams House, Ilupeju, Lagos, NGA
Mutual Benefits Assurance PLC is a financial and wealth protection company in Nigeria. The principal objective of the Company is to render qualitative life related insurance & risks management services. It is a premium provider of life insurance, annuity and investment products and services. It has four reportable operating segments; assurance business, real estate, microfinance bank, and oil and gas exploration and production. The majority of revenue comes from Assurance business which covers the protection of customers' assets (Particularly their properties, both for personal and commercial business) and indemnification of other parties that have suffered damage as a result of customers accident. It has presence in Nigeria, and Liberia.
61GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.39
Price
₦2.25
GF Value