Mutual Benefits Assurance (NSA:MBAS) FCF Yield %: -0.58 (As of Jun. 24, 2026)


NSA:MBAS Mutual Benefits Assurance PLC NSA:MBAS
59 GF Score
Price ₦3.84
GF Value ₦2.25
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Mutual Benefits Assurance FCF Yield %?

Mutual Benefits Assurance NSA:MBAS +5.21% 59 FCF Yield % is -0.58 as of Jun. 24, 2026. GuruFocus rates NSA:MBAS with a GF Score™ of 59/100 and a GF Value™ of ₦2.25 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Mutual Benefits Assurance ranks worse than 78.61% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Mutual Benefits Assurance's Trailing 12-Month Free Cash Flow is ₦-448.34 Mil, and Market Cap is ₦77,034.71 Mil. Therefore, Mutual Benefits Assurance's FCF Yield % for today is -0.58%.

The historical rank and industry rank for Mutual Benefits Assurance's FCF Yield % or its related term are showing as below:

NSA:MBAS' s FCF Yield % Range Over the Past 10 Years
Min: -23   Med: -1.17   Max: 75.84
Current: -0.58


During the past 11 years, the highest FCF Yield % of Mutual Benefits Assurance was 75.84%. The lowest was -23.00%. And the median was -1.17%.

NSA:MBAS's FCF Yield % is ranked worse than
78.61% of 505 companies
in the Insurance industry
Industry Median: 7.12 vs NSA:MBAS: -0.58

Mutual Benefits Assurance's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.


Mutual Benefits Assurance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Mutual Benefits Assurance FCF Yield % Related Terms


Mutual Benefits Assurance FCF Yield % Historical Data

* Premium members only.

The historical data trend for Mutual Benefits Assurance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutual Benefits Assurance FCF Yield % Chart

Mutual Benefits Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.11 16.01 64.16 26.77 -1.81

Mutual Benefits Assurance Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Sep24 Dec24 Jun25 Sep25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSA:MBAS vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, Mutual Benefits Assurance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutual Benefits Assurance FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Mutual Benefits Assurance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Mutual Benefits Assurance's FCF Yield % falls into.


NSA:MBAS
59GF Score
Mutual Benefits Assurance PLC NSA:MBAS
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mutual Benefits Assurance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Mutual Benefits Assurance's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-448.342 / 24807.75
=-1.81%

Mutual Benefits Assurance's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 24807.75
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -0.58 mean?
Mutual Benefits Assurance (NSA:MBAS) has a FCF Yield % of -0.58 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mutual Benefits Assurance and its competitors. According to the industry distribution chart, Mutual Benefits Assurance ranks #397 out of 505 companies in the Insurance industry, placing it in the top 78.6%.
Is Mutual Benefits Assurance's FCF Yield % too high?
Mutual Benefits Assurance's current FCF Yield % is -0.58. Based on the distribution chart, Mutual Benefits Assurance ranks #397 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Mutual Benefits Assurance has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Benefits Assurance's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mutual Benefits Assurance ranks #397 out of 505 companies for FCF Yield %. This places Mutual Benefits Assurance in the lower half of its industry. The industry median FCF Yield % is 7.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mutual Benefits Assurance and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Benefits Assurance's current FCF Yield % is -0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Benefits Assurance stock overvalued right now?
Based on GuruFocus' analysis, Mutual Benefits Assurance (NSA:MBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦2.25, compared to a current price of ₦3.84 — trading 70.7% above its estimated fair value. The current FCF Yield % is -0.58. Mutual Benefits Assurance's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Mutual Benefits Assurance (NSA:MBAS), the current FCF Yield % is -0.58 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Benefits Assurance (NSA:MBAS) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Benefits Assurance stock appears to be overvalued. The current stock price of ₦3.84 is trading 70.7% above its estimated GF Value™ of ₦2.25. GuruFocus considers Mutual Benefits Assurance to be Significantly Overvalued.

Key valuation signals for NSA:MBAS:

  • FCF Yield %: -0.58
  • GF Value™: ₦2.25 vs. price of ₦3.84 (70.7% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the NSA:MBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutual Benefits Assurance Business Description

Address 233 Ikorodu Road, Aret Adams House, Ilupeju, Lagos, NGA
Mutual Benefits Assurance PLC is a financial and wealth protection company in Nigeria. The principal objective of the Company is to render qualitative life related insurance & risks management services. It is a premium provider of life insurance, annuity and investment products and services. It has four reportable operating segments; assurance business, real estate, microfinance bank, and oil and gas exploration and production. The majority of revenue comes from Assurance business which covers the protection of customers' assets (Particularly their properties, both for personal and commercial business) and indemnification of other parties that have suffered damage as a result of customers accident. It has presence in Nigeria, and Liberia.
59GF Score

Get the complete analysis for NSA:MBAS

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.84
Price
₦2.25
GF Value