Mutual Benefits AssuranceNSA:MBAS -6.49%61 5-Year Yield-on-Cost % is 0.59 as of Jul. 01, 2026, which is 20% above its 10-year median of 0.49. GuruFocus rates NSA:MBAS with a GF Score™ of 61/100 and a GF Value™ of ₦2.26 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 425 Insurance companies, Mutual Benefits Assurance ranks worse than 95.29% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Mutual Benefits Assurance 5-Year Yield-on-Cost % Related Terms
NSA:MBAS vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Mutual Benefits Assurance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mutual Benefits Assurance 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Mutual Benefits Assurance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Mutual Benefits Assurance's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Mutual Benefits Assurance (NSA:MBAS) has a 5-Year Yield-on-Cost % of 0.59 as of Jul. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mutual Benefits Assurance and its competitors. This is 20% above median its historical median of 0.49. Over the past decade, Mutual Benefits Assurance's 5-Year Yield-on-Cost % has ranged from 0.37 to 0.63. According to the industry distribution chart, Mutual Benefits Assurance ranks #405 out of 425 companies in the Insurance industry, placing it in the top 95.3%.
Is Mutual Benefits Assurance's 5-Year Yield-on-Cost % too high?
Mutual Benefits Assurance's current 5-Year Yield-on-Cost % of 0.59 is 20% above median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.63. The Insurance industry median 5-Year Yield-on-Cost % is 4.01. Mutual Benefits Assurance's value of 0.59 is 85.3% below this industry median. Based on the distribution chart, Mutual Benefits Assurance ranks #405 out of 425 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Mutual Benefits Assurance has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Benefits Assurance's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mutual Benefits Assurance ranks #405 out of 425 companies for 5-Year Yield-on-Cost %. This places Mutual Benefits Assurance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.01. Mutual Benefits Assurance's value of 0.59 is 85.3% below this benchmark. Historically, Mutual Benefits Assurance's own 5-Year Yield-on-Cost % has ranged from 0.37 to 0.63 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 4.01, Mutual Benefits Assurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.01, based on 425 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mutual Benefits Assurance's current 5-Year Yield-on-Cost % of 0.59 is 85.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mutual Benefits Assurance and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Benefits Assurance's current 5-Year Yield-on-Cost % is 0.59, which is 20% above median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Benefits Assurance stock overvalued right now?
Based on GuruFocus' analysis, Mutual Benefits Assurance (NSA:MBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦2.26, compared to a current price of ₦3.17 — trading 40.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.59, which is 20% above median its 10-year median of 0.49 and 85.3% below the Insurance industry median of 4.01. Mutual Benefits Assurance's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Mutual Benefits Assurance (NSA:MBAS), the current 5-Year Yield-on-Cost % is 0.59 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mutual Benefits Assurance (NSA:MBAS) Overvalued in 2026?
Based on GuruFocus' analysis, Mutual Benefits Assurance stock appears to be overvalued.
The current stock price of ₦3.17 is trading 40.3% above its estimated GF Value™ of ₦2.26.
GuruFocus considers Mutual Benefits Assurance to be Significantly Overvalued.
Key valuation signals for NSA:MBAS:
5-Year Yield-on-Cost %: 0.59 (20% above median its 10-year median of 0.49)
GF Value™: ₦2.26 vs. price of ₦3.17 (40.3% above fair value)
Industry Position: 85.3% below the Insurance median (#405 of 425)
No single metric tells the full story. See the NSA:MBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mutual Benefits Assurance PLC is a financial and wealth protection company in Nigeria. The principal objective of the Company is to render qualitative life related insurance & risks management services. It is a premium provider of life insurance, annuity and investment products and services. It has four reportable operating segments; assurance business, real estate, microfinance bank, and oil and gas exploration and production. The majority of revenue comes from Assurance business which covers the protection of customers' assets (Particularly their properties, both for personal and commercial business) and indemnification of other parties that have suffered damage as a result of customers accident. It has presence in Nigeria, and Liberia.
61GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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