Mutual Benefits Assurance (NSA:MBAS) GF Value Rank: 7 (As of Jul. 02, 2026) — 600% Above Median


NSA:MBAS Mutual Benefits Assurance PLC NSA:MBAS
61 GF Score
Price ₦3.20
GF Value ₦2.26
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Mutual Benefits Assurance GF Value Rank?

Mutual Benefits Assurance NSA:MBAS +0.95% 61 GF Value Rank is 7 as of Jul. 02, 2026, which is 600% above its 10-year median of 1.00. GuruFocus rates NSA:MBAS with a GF Score™ of 61/100 and a GF Value™ of ₦2.26 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Mutual Benefits Assurance has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Mutual Benefits Assurance GF Value Rank Related Terms

NSA:MBAS vs BRK.A, AIG, HIG: GF Value Rank Comparison

For the Insurance - Diversified subindustry, Mutual Benefits Assurance's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mutual Benefits Assurance GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Mutual Benefits Assurance's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Mutual Benefits Assurance's GF Value Rank falls into.


NSA:MBAS
61GF Score
Mutual Benefits Assurance PLC NSA:MBAS
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Mutual Benefits Assurance (NSA:MBAS) has a GF Value Rank of 7 as of Jul. 02, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Mutual Benefits Assurance and its competitors. This is 600% above median its historical median of 1.00. Over the past decade, Mutual Benefits Assurance's GF Value Rank has ranged from 1.00 to 3.00.
Is Mutual Benefits Assurance's GF Value Rank too high?
Mutual Benefits Assurance's current GF Value Rank of 7 is 600% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 3.00. Overall, Mutual Benefits Assurance has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Benefits Assurance's GF Value Rank compare to BRK.A and AIG?
Mutual Benefits Assurance's GF Value Rank of 7 can be compared against companies in the Insurance industry. Historically, Mutual Benefits Assurance's own GF Value Rank has ranged from 1.00 to 3.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Mutual Benefits Assurance and its competitors. Mutual Benefits Assurance's current GF Value Rank is 7, which is 600% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Benefits Assurance stock overvalued right now?
Based on GuruFocus' analysis, Mutual Benefits Assurance (NSA:MBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦2.26, compared to a current price of ₦3.20 — trading 41.6% above its estimated fair value. The current GF Value Rank is 7, which is 600% above median its 10-year median of 1.00. Mutual Benefits Assurance's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Mutual Benefits Assurance (NSA:MBAS), the current GF Value Rank is 7 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Benefits Assurance (NSA:MBAS) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Benefits Assurance stock appears to be overvalued. The current stock price of ₦3.20 is trading 41.6% above its estimated GF Value™ of ₦2.26. GuruFocus considers Mutual Benefits Assurance to be Significantly Overvalued.

Key valuation signals for NSA:MBAS:

  • GF Value Rank: 7 (600% above median its 10-year median of 1.00)
  • GF Value™: ₦2.26 vs. price of ₦3.20 (41.6% above fair value)
  • GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the NSA:MBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Benefits Assurance Business Description

Address 233 Ikorodu Road, Aret Adams House, Ilupeju, Lagos, NGA
Mutual Benefits Assurance PLC is a financial and wealth protection company in Nigeria. The principal objective of the Company is to render qualitative life related insurance & risks management services. It is a premium provider of life insurance, annuity and investment products and services. It has four reportable operating segments; assurance business, real estate, microfinance bank, and oil and gas exploration and production. The majority of revenue comes from Assurance business which covers the protection of customers' assets (Particularly their properties, both for personal and commercial business) and indemnification of other parties that have suffered damage as a result of customers accident. It has presence in Nigeria, and Liberia.
61GF Score

Get the complete analysis for NSA:MBAS

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.20
Price
₦2.26
GF Value