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COLB (Columbia Banking System) Intrinsic Value: Projected FCF : $54.88 (As of Jun. 25, 2025)


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What is Columbia Banking System Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2025-06-25), Columbia Banking System's Intrinsic Value: Projected FCF is $54.88. The stock price of Columbia Banking System is $23.06. Therefore, Columbia Banking System's Price-to-Intrinsic-Value-Projected-FCF of today is 0.4.

The historical rank and industry rank for Columbia Banking System's Intrinsic Value: Projected FCF or its related term are showing as below:

COLB' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.39   Med: 0.45   Max: 0.54
Current: 0.42

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Columbia Banking System was 0.54. The lowest was 0.39. And the median was 0.45.

COLB's Price-to-Projected-FCF is ranked better than
62.14% of 1310 companies
in the Banks industry
Industry Median: 0.5 vs COLB: 0.42

Columbia Banking System Intrinsic Value: Projected FCF Historical Data

The historical data trend for Columbia Banking System's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Columbia Banking System Intrinsic Value: Projected FCF Chart

Columbia Banking System Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.97 25.45 46.98 48.98 54.42

Columbia Banking System Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.11 51.00 54.24 54.42 54.88

Competitive Comparison of Columbia Banking System's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Columbia Banking System's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Columbia Banking System's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Columbia Banking System's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Columbia Banking System's Price-to-Projected-FCF falls into.


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Columbia Banking System Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Columbia Banking System's Free Cash Flow(6 year avg) = $493.62.

Columbia Banking System's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar25)*0.8)/Shares Outstanding (Diluted Average)
=(14.862653310476*493.61936+5237.809*0.8)/210.023
=54.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Columbia Banking System  (NAS:COLB) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Columbia Banking System's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=23.06/54.883230003471
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Columbia Banking System Intrinsic Value: Projected FCF Related Terms

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Columbia Banking System Business Description

Traded in Other Exchanges
N/A
Address
1301 A Street, Tacoma, WA, USA, 98402-2156
Columbia Banking System Inc is a registered bank holding company whose wholly-owned banking subsidiary is Columbia State Bank. The company provides a full range of banking services to small and medium sized businesses, professionals, and individuals throughout Washington, Oregon, Idaho, and California. The company's subsidiary Columbia Trust Company is an Oregon trust company that provides agency, fiduciary, and other related trust services with offices in Washington, Oregon, and Idaho. The firm offers various products and services under Personal Banking, Business Banking, and Wealth Management divisions.
Executives
Torran B Nixon officer: Senior Executive VP ONE SW COLUMBIA STREET STE 1200, PORTLAND OR 97258
Elizabeth Whitehead Seaton director 1301 "A" STREET, SUITE 800, TACOMA WA 98402
Aaron James Deer officer: EVP Chief Financial Officer 1301 A STREET, TACOMA WA 98402
Randal Lee Lund director 1301 A STREET, TACOMA WA 98402
Luis Machuca director ITXC CORP, 14600 NW GREENBRIER PARKWAY, BEAVERTON OR 97006
Mark A Finkelstein director C/O BLUCORA, INC., 10900 NE 8TH ST., STE. 800, BELLEVUE WA 98004
Numata S Mae Fujita director C/O COLUMBIA BANKING SYSTEM, INC., 1301 "A" STREET, TACOMA WA 98402
Craig D Eerkes director 41 W. RIVERSIDE AVE., SUITE 300, SPOKANE WA 99201
Clint Stein officer: EVP & CFO 1301 A STREET, SUITE 800, TACOMA WA 98402
Ron L Farnsworth officer: Chief Financial Officer 200 SW MARKET ST STE 1900, PORTLAND OR 97201
Eric Forrest director C/O PACIFIC CONTINENTAL BANK, 111 WEST SEVENTH AVENUE, OREGON OR 97440-2727
John F Schultz director C/O HEWLETT-PACKARD COMPANY, 3000 HANOVER STREET, PALO ALTO CA 94304
Frank Namdar officer: Chief Credit Officer ONE SW COLUMBIA STREET STE 1200, PORTLAND OR 97258
Andrew H Ognall officer: IMO General Counsel ONE SW COLUMBIA ST STE 1200, PORTLAND OR 97258
Lisa M White officer: PAO & Corporate Controller 9285 NE TANASBOURNE DRIVE, HILLSBORO OR 97124