Change Holdings (TSE:3962) Margin of Safety % (DCF FCF Based): 24.22% (As of Jun. 27, 2026)


TSE:3962 Change Holdings Inc TSE:3962
74 GF Score
Price 円937.00
GF Value 円1,861.20
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Change Holdings Margin of Safety % (DCF FCF Based)?

Change Holdings TSE:3962 -0.32% 74 Margin of Safety % (DCF FCF Based) is 24.22% as of Jun. 27, 2026. GuruFocus rates TSE:3962 with a GF Score™ of 74/100 and a GF Value™ of 円1,861.20 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-27), Change Holdings's Predictability Rank is 4-Stars. Change Holdings's intrinsic value calculated from the Discounted FCF model is 円3808.69 and current share price is 円937.00. Consequently,

Change Holdings's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 24.22%.

TSE:3962 vs IBM, ACN, FISV: Margin of Safety % (DCF FCF Based) Comparison

For the Information Technology Services subindustry, Change Holdings's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Change Holdings Margin of Safety % (DCF FCF Based) vs Software Industry

For the Software industry and Technology sector, Change Holdings's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Change Holdings's Margin of Safety % (DCF FCF Based) falls into.


TSE:3962
74GF Score
Change Holdings Inc TSE:3962
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Change Holdings Margin of Safety % (DCF FCF Based) Calculation

Change Holdings's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(1236.43-937.00)/1236.43
=24.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 24.22% mean?
Change Holdings (TSE:3962) has a Margin of Safety % (DCF FCF Based) of 24.22% as of Jun. 27, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Change Holdings.
Is Change Holdings' Margin of Safety % (DCF FCF Based) too high?
Change Holdings' current Margin of Safety % (DCF FCF Based) is 24.22%. Overall, Change Holdings has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Change Holdings' Margin of Safety % (DCF FCF Based) compare to IBM and ACN?
Change Holdings' Margin of Safety % (DCF FCF Based) of 24.22% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Software company?
A good Margin of Safety % (DCF FCF Based) depends on the Software industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Change Holdings. Change Holdings's current Margin of Safety % (DCF FCF Based) is 24.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Change Holdings stock overvalued right now?
Based on GuruFocus' analysis, Change Holdings (TSE:3962) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,861.20, compared to a current price of 円937.00 — trading 49.7% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 24.22%. Change Holdings' overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Change Holdings (TSE:3962), the current Margin of Safety % (DCF FCF Based) is 24.22% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Change Holdings (TSE:3962) Overvalued in 2026?

Based on GuruFocus' analysis, Change Holdings stock appears to be undervalued. The current stock price of 円937.00 is trading 49.7% below its estimated GF Value™ of 円1,861.20. GuruFocus considers Change Holdings to be Significantly Undervalued.

Key valuation signals for TSE:3962:

  • Margin of Safety % (DCF FCF Based): 24.22%
  • GF Value™: 円1,861.20 vs. price of 円937.00 (49.7% below fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the TSE:3962 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Change Holdings Business Description

Address 3-17-1 Toranomon, 6th Floor, TOKYU REIT Toranomon Building, Minato-ku, Tokyo, JPN, 105-0001
Change Holdings Inc provides mobility, IoT (Internet of Things) data, security and IT human resources training services. It segments are: Public Tech and NEW-IT Transformation Business. The Public Tech segment covers local government support projects that aims to realize high value-added resident services by utilizing ICT technology to promote the improvement of local government business productivity. The NEW-IT Transformation Business segment promotes digital transformation through various algorithms such as AI, voice Internet, mobility, IoT, cloud, security, services utilizing basic technology, and training for digital human resources. It also provides digital transformation solutions by combining libraries based on customer needs to realize customer digital transformation.
74GF Score

Get the complete analysis for TSE:3962

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円937.00
Price
円1,861.20
GF Value