Change Holdings (TSE:3962) Short-Term Debt: 円6,011 Mil (As of Jun. 2026)

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TSE:3962 Change Holdings Inc TSE:3962
76 GF Score
Price 円985.00
GF Value 円1,768.21
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Change Holdings Short-Term Debt?

Change Holdings TSE:3962 +1.44% 76 Short-Term Debt is 円6,011 Mil as of Jun. 2026. GuruFocus rates TSE:3962 with a GF Score™ of 76/100 and a GF Value™ of 円1,768.21 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Change Holdings's Short-Term Debt for the quarter that ended in Jun. 2026 was 円6,011 Mil.

Change Holdings's quarterly Short-Term Debt increased from Dec. 2025 (円5,943 Mil) to Mar. 2026 (円5,989 Mil) and increased from Mar. 2026 (円5,989 Mil) to Jun. 2026 (円6,011 Mil).

Change Holdings's annual Short-Term Debt increased from Mar. 2024 (円3,652 Mil) to Mar. 2025 (円5,838 Mil) and increased from Mar. 2025 (円5,838 Mil) to Mar. 2026 (円5,989 Mil).

Change Holdings Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Change Holdings Short-Term Debt Related Terms

Change Holdings Short-Term Debt Historical Data

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The historical data trend for Change Holdings's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Change Holdings Short-Term Debt Chart

Change Holdings Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Mar23 Mar24 Mar25 Mar26
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 277.00 1,261.00 3,652.00 5,838.00 5,989.00

Change Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,850.00 5,970.00 5,943.00 5,989.00 6,011.00
TSE:3962
76GF Score
Change Holdings Inc TSE:3962
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of 円6,011 Mil mean?
Change Holdings (TSE:3962) has a Short-Term Debt of 円6,011 Mil as of Jun. 2026.
Is Change Holdings' Short-Term Debt too high?
Change Holdings' current Short-Term Debt is 円6,011 Mil. Overall, Change Holdings has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Change Holdings' Short-Term Debt compare to IBM and ACN?
Change Holdings' Short-Term Debt of 円6,011 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Change Holdings's current Short-Term Debt is 円6,011 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Change Holdings stock overvalued right now?
Based on GuruFocus' analysis, Change Holdings (TSE:3962) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,768.21, compared to a current price of 円985.00 — trading 44.3% below its estimated fair value. The current Short-Term Debt is 円6,011 Mil. Change Holdings' overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Change Holdings (TSE:3962), the current Short-Term Debt is 円6,011 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Change Holdings (TSE:3962) Overvalued in 2026?

Based on GuruFocus' analysis, Change Holdings stock appears to be undervalued. The current stock price of 円985.00 is trading 44.3% below its estimated GF Value™ of 円1,768.21. GuruFocus considers Change Holdings to be Significantly Undervalued.

Key valuation signals for TSE:3962:

  • Short-Term Debt: 円6,011 Mil
  • GF Value™: 円1,768.21 vs. price of 円985.00 (44.3% below fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the TSE:3962 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Change Holdings Business Description

Address 3-17-1 Toranomon, 6th Floor, TOKYU REIT Toranomon Building, Minato-ku, Tokyo, JPN, 105-0001
Change Holdings Inc provides mobility, IoT (Internet of Things) data, security and IT human resources training services. It segments are: Public Tech and NEW-IT Transformation Business. The Public Tech segment covers local government support projects that aims to realize high value-added resident services by utilizing ICT technology to promote the improvement of local government business productivity. The NEW-IT Transformation Business segment promotes digital transformation through various algorithms such as AI, voice Internet, mobility, IoT, cloud, security, services utilizing basic technology, and training for digital human resources. It also provides digital transformation solutions by combining libraries based on customer needs to realize customer digital transformation.
76GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円985.00
Price
円1,768.21
GF Value