Southern First Bancshares (Southern First Bancshares) Margin of Safety % (DCF Earnings Based) : 9.97% (As of Apr. 27, 2024)

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What is Southern First Bancshares Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2024-04-27), Southern First Bancshares's Predictability Rank is 4-Stars. Southern First Bancshares's intrinsic value calculated from the Discounted Earnings model is $30.19 and current share price is $27.18. Consequently,

Southern First Bancshares's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 9.97%.

Competitive Comparison of Southern First Bancshares's Margin of Safety % (DCF Earnings Based)

For the Banks - Regional subindustry, Southern First Bancshares's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern First Bancshares's Margin of Safety % (DCF Earnings Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Southern First Bancshares's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Southern First Bancshares's Margin of Safety % (DCF Earnings Based) falls into.

Southern First Bancshares Margin of Safety % (DCF Earnings Based) Calculation

Southern First Bancshares's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)	=	(Intrinsic Value: DCF (Earnings Based)	-	Current Price)	/	Intrinsic Value: DCF (Earnings Based)
	=	(30.19	-	27.18)	/	30.19
	=	9.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

Southern First Bancshares Margin of Safety % (DCF Earnings Based) Related Terms

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Southern First Bancshares (Southern First Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Southern First Bancshares Inc (NAS:SFST) » Definitions » Margin of Safety % (DCF Earnings Based)

Comparable Companies

Traded in Other Exchanges

N/A

Address

6 Verdae Boulevard, Greenville, SC, USA, 29607

Website

https://www.southernfirst.com

Southern First Bancshares Inc is a bank holding company. The primary business of the company is to serve as the holding company for Southern First Bank. The Bank is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corp and providing commercial, consumer, and mortgage loans to the general public. The operating segments of the company are Commercial and Retail Banking, Mortgage Banking, and Corporate Operations, of which a majority of the revenue is derived from the Commercial and Retail Banking segment which includes the provision of traditional deposit and lending products and services to its commercial and retail banking clients.

Executives

David G Ellison	director	P.O. BOX 17465, GREENVILLE SC 29606
Anna T Locke	director	P.O. BOX 17465, GREENVILLE SC 29606
David Andrew Borrmann	officer: Chief Financial Officer	P.O. BOX 17465, GREENVILLE SC 29606
Silvia T King	officer: EVP, Chief Human Resource Off	P.O. BOX 17465, GREENVILLE SC 29606
Tecumseh Jr Hooper	director
Calvin C Hurst	officer: Chief Banking Officer	P.O. BOX 17465, GREENVILLE SC 29606
Seaver R Arthur Jr	officer: Chief Executive Officer	P.O. BOX 17465, GREENVILLE SC 29606
Aiken William M. Iii	officer: Chief Risk Officer	PO BOX 17465, GREENVILLE SC 29606
Mark A Cothran	director
Terry Grayson-caprio	director	P.O. BOX 17465, GREENVILLE SC 29606
Anne S Ellefson	director
Ray Lattimore	director	P.O. BOX 17465, GREENVILLE SC 29606
William Iv Maner	director	P.O. BOX 17465, GREENVILLE SC 29606
Michael D Dowling	officer: Executive Vice President, CFO	P.O. BOX 17465, GREENVILLE SC 29606
Leighton M Cubbage	director	P.O. BOX 17465, GREENVILLE SC 29606