SFST (Southern First Bancshares) EPS (Basic): $4.33 (TTM As of Mar. 2026)

What is Southern First Bancshares EPS (Basic)?

Southern First Bancshares SFST +0.33% 57 EPS (Basic) is $4.33 as of Mar. 2026. GuruFocus rates SFST with a GF Score™ of 57/100 and a GF Value™ of $47.08 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Southern First Bancshares's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $1.21. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.33.

Southern First Bancshares's EPS (Diluted) for the three months ended in Mar. 2026 was $1.19. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.28.

Southern First Bancshares's EPS without NRI for the three months ended in Mar. 2026 was $1.19. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 4.28.

During the past 12 months, Southern First Bancshares's average EPS without NRIGrowth Rate was 89.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 0.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was -5.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was 4.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Southern First Bancshares's highest 3-Year average EPS without NRI Growth Rate was 120.10% per year. The lowest was -59.80% per year. And the median was 17.00% per year.

Southern First Bancshares (NAS:SFST) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Southern First Bancshares EPS (Basic) Related Terms

Southern First Bancshares EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Southern First Bancshares's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern First Bancshares EPS (Basic) Chart

Southern First Bancshares Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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5.96

3.66

1.67

1.92

3.75

Southern First Bancshares Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.65	0.81	1.08	1.23	1.21

57GF Score

Southern First Bancshares Inc SFST

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Southern First Bancshares EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Southern First Bancshares's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(30.366	-	0)	/	8.091
	=	3.75

Southern First Bancshares's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(9.887	-	0)	/	8.163
	=	1.21

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.33

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $4.33 mean?

Southern First Bancshares (SFST) has a EPS (Basic) of $4.33 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Southern First Bancshares and its competitors.

Is Southern First Bancshares' EPS (Basic) too high?

Southern First Bancshares' current EPS (Basic) is $4.33. Overall, Southern First Bancshares has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Southern First Bancshares' EPS (Basic) compare to NRIM and FFIC?

Southern First Bancshares' EPS (Basic) of $4.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Southern First Bancshares and its competitors. Southern First Bancshares's current EPS (Basic) is $4.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Southern First Bancshares stock overvalued right now?

Based on GuruFocus' analysis, Southern First Bancshares (SFST) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.08, compared to a current price of $59.96 — trading 27.4% above its estimated fair value. The current EPS (Basic) is $4.33. Southern First Bancshares' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Southern First Bancshares (SFST), the current EPS (Basic) is $4.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern First Bancshares (SFST) Overvalued in 2026?

Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued. The current stock price of $59.96 is trading 27.4% above its estimated GF Value™ of $47.08. GuruFocus considers Southern First Bancshares to be Modestly Overvalued.

Key valuation signals for SFST:

EPS (Basic): $4.33
GF Value™: $47.08 vs. price of $59.96 (27.4% above fair value)
GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern First Bancshares Business Description

Industry Financial Services Banks

Comparable Companies NRIM FFIC ACNB CIVB UNTY WCCB BWB CBNK KRNY MSBI SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 6 Verdae Boulevard, Greenville, SC, USA, 29607

Website https://www.southernfirst.com

Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.

57GF Score

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EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.96

Price

$47.08

GF Value

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