SFST (Southern First Bancshares) Total Liabilities: $4,199.0 Mil (As of Mar. 2026)

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SFST Southern First Bancshares Inc SFST
57 GF Score
Price $62.20
GF Value $47.02
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Southern First Bancshares Total Liabilities?

Southern First Bancshares SFST -2.34% 57 Total Liabilities is $4,199.0 Mil as of Mar. 2026. GuruFocus rates SFST with a GF Score™ of 57/100 and a GF Value™ of $47.02 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Southern First Bancshares's Total Liabilities for the quarter that ended in Mar. 2026 was $4,199.0 Mil.

Southern First Bancshares's quarterly Total Liabilities increased from Sep. 2025 ($4,002.24 Mil) to Dec. 2025 ($4,034.84 Mil) and increased from Dec. 2025 ($4,034.84 Mil) to Mar. 2026 ($4,198.99 Mil).

Southern First Bancshares's annual Total Liabilities increased from Dec. 2023 ($3,743.32 Mil) to Dec. 2024 ($3,757.15 Mil) and increased from Dec. 2024 ($3,757.15 Mil) to Dec. 2025 ($4,034.84 Mil).


Southern First Bancshares Total Liabilities Related Terms


Southern First Bancshares Total Liabilities Historical Data

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The historical data trend for Southern First Bancshares's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern First Bancshares Total Liabilities Chart

Southern First Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,647.65 3,397.47 3,743.32 3,757.15 4,034.84

Southern First Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,946.71 3,962.61 4,002.24 4,034.84 4,198.99
SFST
57GF Score
Southern First Bancshares Inc SFST
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern First Bancshares Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Southern First Bancshares's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=4403.494-368.657
=4,034.8

Southern First Bancshares's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=4578.402-379.413
=4,199.0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $4,199.0 Mil mean?
Southern First Bancshares (SFST) has a Total Liabilities of $4,199.0 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Southern First Bancshares and its competitors.
Is Southern First Bancshares' Total Liabilities too high?
Southern First Bancshares' current Total Liabilities is $4,199.0 Mil. Overall, Southern First Bancshares has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern First Bancshares' Total Liabilities compare to BWB and KRNY?
Southern First Bancshares' Total Liabilities of $4,199.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Southern First Bancshares and its competitors. Southern First Bancshares's current Total Liabilities is $4,199.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern First Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southern First Bancshares (SFST) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.02, compared to a current price of $62.20 — trading 32.3% above its estimated fair value. The current Total Liabilities is $4,199.0 Mil. Southern First Bancshares' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Southern First Bancshares (SFST), the current Total Liabilities is $4,199.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern First Bancshares (SFST) Overvalued in 2026?

Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued. The current stock price of $62.20 is trading 32.3% above its estimated GF Value™ of $47.02. GuruFocus considers Southern First Bancshares to be Significantly Overvalued.

Key valuation signals for SFST:

  • Total Liabilities: $4,199.0 Mil
  • GF Value™: $47.02 vs. price of $62.20 (32.3% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southern First Bancshares Business Description

Address 6 Verdae Boulevard, Greenville, SC, USA, 29607
Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.
57GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.20
Price
$47.02
GF Value