SFST (Southern First Bancshares) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 24, 2026)


SFST Southern First Bancshares Inc SFST
57 GF Score
Price $59.96
GF Value $47.08
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Southern First Bancshares Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Southern First Bancshares's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

SFST vs NRIM, FFIC, ACNB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Southern First Bancshares's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern First Bancshares Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Southern First Bancshares's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Southern First Bancshares's Margin of Safety % (DCF FCF Based) falls into.


SFST
57GF Score
Southern First Bancshares Inc SFST
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Southern First Bancshares (SFST) Overvalued in 2026?

Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued. The current stock price of $59.96 is trading 27.4% above its estimated GF Value™ of $47.08. GuruFocus considers Southern First Bancshares to be Modestly Overvalued.

Key valuation signals for SFST:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $47.08 vs. price of $59.96 (27.4% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern First Bancshares Business Description

Address 6 Verdae Boulevard, Greenville, SC, USA, 29607
Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.
57GF Score

Get the complete analysis for SFST

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.96
Price
$47.08
GF Value