SFST (Southern First Bancshares) YoY EPS Growth: 48.15% (As of Jun. 2026)

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SFST Southern First Bancshares Inc SFST
59 GF Score
Price $63.03
GF Value $49.01
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Southern First Bancshares YoY EPS Growth?

Southern First Bancshares SFST +0.49% 59 YoY EPS Growth is 48.15% as of Jun. 2026. GuruFocus rates SFST with a GF Score™ of 59/100 and a GF Value™ of $49.01 (Modestly Overvalued). The stock has 5 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Southern First Bancshares's YoY EPS Growth for the quarter that ended in Jun. 2026 was 48.15%.

Southern First Bancshares's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $1.20.

Southern First Bancshares YoY EPS Growth Historical Data

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The historical data trend for Southern First Bancshares's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern First Bancshares YoY EPS Growth Chart

Southern First Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 150.00 -38.29 -54.02 15.06 94.76

Southern First Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 118.92 98.15 72.86 83.08 48.15
SFST
59GF Score
Southern First Bancshares Inc SFST
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern First Bancshares YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Southern First Bancshares's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(3.72-1.91)/ | 1.91 |
=94.76 %

Southern First Bancshares's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(1.2-0.81)/ | 0.81 |
=48.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 48.15% mean?
Southern First Bancshares (SFST) has a YoY EPS Growth of 48.15% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Southern First Bancshares and its competitors.
Is Southern First Bancshares' YoY EPS Growth too high?
Southern First Bancshares' current YoY EPS Growth is 48.15%. Overall, Southern First Bancshares has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern First Bancshares' YoY EPS Growth compare to UNTY and BWB?
Southern First Bancshares' YoY EPS Growth of 48.15% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Southern First Bancshares and its competitors. Southern First Bancshares's current YoY EPS Growth is 48.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern First Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southern First Bancshares (SFST) is currently considered Modestly Overvalued. The stock's GF Value™ is $49.01, compared to a current price of $63.03 — trading 28.6% above its estimated fair value. The current YoY EPS Growth is 48.15%. Southern First Bancshares' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Southern First Bancshares (SFST), the current YoY EPS Growth is 48.15% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern First Bancshares (SFST) Overvalued in 2026?

Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued. The current stock price of $63.03 is trading 28.6% above its estimated GF Value™ of $49.01. GuruFocus considers Southern First Bancshares to be Modestly Overvalued.

Key valuation signals for SFST:

  • YoY EPS Growth: 48.15%
  • GF Value™: $49.01 vs. price of $63.03 (28.6% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern First Bancshares Business Description

Address 6 Verdae Boulevard, Greenville, SC, USA, 29607
Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.
59GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.03
Price
$49.01
GF Value