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Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.
Southern First Bancshares's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 103.34
, which is higher than
88.66 for the pervious quarter ended in Dec. 2025.
Southern First Bancshares's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 88.66
, which is lower than
124.08 for the pervious year ended in Dec. 2024.
The historical rank and industry rank for Southern First Bancshares's Construction Loans (USD Mil) or its related term are showing as below:
Southern First Bancshares Construction Loans (USD Mil) Related Terms
Southern First Bancshares Construction Loans (USD Mil) Historical Data
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The historical data trend for Southern First Bancshares's Construction Loans (USD Mil) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southern First Bancshares Construction Loans (USD Mil) Chart
SFST vs BWB, KRNY, CBNK: Construction Loans (USD Mil) Comparison
For the Banks - Regional subindustry, Southern First Bancshares's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
What does a Construction Loans (USD Mil) of 103.34 mean?
Southern First Bancshares (SFST) has a Construction Loans (USD Mil) of 103.34 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Southern First Bancshares and its competitors.
Is Southern First Bancshares' Construction Loans (USD Mil) too high?
Southern First Bancshares' current Construction Loans (USD Mil) is 103.34. Overall, Southern First Bancshares has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern First Bancshares' Construction Loans (USD Mil) compare to BWB and KRNY?
Southern First Bancshares' Construction Loans (USD Mil) of 103.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Southern First Bancshares and its competitors. Southern First Bancshares's current Construction Loans (USD Mil) is 103.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern First Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southern First Bancshares (SFST) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.01, compared to a current price of $61.48 — trading 30.8% above its estimated fair value. The current Construction Loans (USD Mil) is 103.34. Southern First Bancshares' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Southern First Bancshares (SFST), the current Construction Loans (USD Mil) is 103.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southern First Bancshares (SFST) Overvalued in 2026?
Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued.
The current stock price of $61.48 is trading 30.8% above its estimated GF Value™ of $47.01.
GuruFocus considers Southern First Bancshares to be Significantly Overvalued.
Key valuation signals for SFST:
Construction Loans (USD Mil): 103.34
GF Value™: $47.01 vs. price of $61.48 (30.8% above fair value)
No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.
57GF Score
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Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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