SFST (Southern First Bancshares) Ending Cash Position: $342.8 Mil (As of Mar. 2026)

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SFST Southern First Bancshares Inc SFST
57 GF Score
Price $62.20
GF Value $47.02
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Southern First Bancshares Ending Cash Position?

Southern First Bancshares SFST -2.34% 57 Ending Cash Position is $342.8 Mil as of Mar. 2026. GuruFocus rates SFST with a GF Score™ of 57/100 and a GF Value™ of $47.02 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Southern First Bancshares's Ending Cash Position for the quarter that ended in Mar. 2026 was $342.8 Mil.

Southern First Bancshares's quarterly Ending Cash Position declined from Sep. 2025 ($282.9 Mil) to Dec. 2025 ($269.6 Mil) but then increased from Dec. 2025 ($269.6 Mil) to Mar. 2026 ($342.8 Mil).

Southern First Bancshares's annual Ending Cash Position increased from Dec. 2023 ($156.2 Mil) to Dec. 2024 ($162.9 Mil) and increased from Dec. 2024 ($162.9 Mil) to Dec. 2025 ($269.6 Mil).

Southern First Bancshares Ending Cash Position Related Terms

Southern First Bancshares Ending Cash Position Historical Data

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The historical data trend for Southern First Bancshares's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern First Bancshares Ending Cash Position Chart

Southern First Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 167.21 170.87 156.17 162.86 269.58

Southern First Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 305.06 271.03 282.90 269.58 342.78
SFST
57GF Score
Southern First Bancshares Inc SFST
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern First Bancshares Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Southern First Bancshares's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=162.863+106.72
=269.6

Southern First Bancshares's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=269.583+73.193
=342.8

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $342.8 Mil mean?
Southern First Bancshares (SFST) has a Ending Cash Position of $342.8 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Southern First Bancshares and its competitors.
Is Southern First Bancshares' Ending Cash Position too high?
Southern First Bancshares' current Ending Cash Position is $342.8 Mil. Overall, Southern First Bancshares has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern First Bancshares' Ending Cash Position compare to BWB and KRNY?
Southern First Bancshares' Ending Cash Position of $342.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Southern First Bancshares and its competitors. Southern First Bancshares's current Ending Cash Position is $342.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern First Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southern First Bancshares (SFST) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.02, compared to a current price of $62.20 — trading 32.3% above its estimated fair value. The current Ending Cash Position is $342.8 Mil. Southern First Bancshares' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Southern First Bancshares (SFST), the current Ending Cash Position is $342.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern First Bancshares (SFST) Overvalued in 2026?

Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued. The current stock price of $62.20 is trading 32.3% above its estimated GF Value™ of $47.02. GuruFocus considers Southern First Bancshares to be Significantly Overvalued.

Key valuation signals for SFST:

  • Ending Cash Position: $342.8 Mil
  • GF Value™: $47.02 vs. price of $62.20 (32.3% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern First Bancshares Business Description

Address 6 Verdae Boulevard, Greenville, SC, USA, 29607
Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.
57GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.20
Price
$47.02
GF Value