SFST (Southern First Bancshares) Growth Rank: 1 (As of Jul. 25, 2026) — 83% Below Median

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SFST Southern First Bancshares Inc SFST
57 GF Score
Price $61.48
GF Value $47.01
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Southern First Bancshares Growth Rank?

Southern First Bancshares SFST +1.40% 57 Growth Rank is 1 as of Jul. 25, 2026, which is 83% below its 10-year median of 6.00. GuruFocus rates SFST with a GF Score™ of 57/100 and a GF Value™ of $47.01 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Southern First Bancshares has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Southern First Bancshares Growth Rank Related Terms

SFST vs BWB, KRNY, CBNK: Growth Rank Comparison

For the Banks - Regional subindustry, Southern First Bancshares's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern First Bancshares Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Southern First Bancshares's Growth Rank distribution charts can be found below:

* The bar in red indicates where Southern First Bancshares's Growth Rank falls into.


SFST
57GF Score
Southern First Bancshares Inc SFST
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
Southern First Bancshares (SFST) has a Growth Rank of 1 as of Jul. 25, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Southern First Bancshares and its competitors. This is 83% below median its historical median of 6.00. Over the past decade, Southern First Bancshares' Growth Rank has ranged from 1.00 to 10.00.
Is Southern First Bancshares' Growth Rank too high?
Southern First Bancshares' current Growth Rank of 1 is 83% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Southern First Bancshares has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern First Bancshares' Growth Rank compare to BWB and KRNY?
Southern First Bancshares' Growth Rank of 1 can be compared against companies in the Banks industry. Historically, Southern First Bancshares' own Growth Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Southern First Bancshares and its competitors. Southern First Bancshares's current Growth Rank is 1, which is 83% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern First Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southern First Bancshares (SFST) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.01, compared to a current price of $61.48 — trading 30.8% above its estimated fair value. The current Growth Rank is 1, which is 83% below median its 10-year median of 6.00. Southern First Bancshares' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Southern First Bancshares (SFST), the current Growth Rank is 1 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern First Bancshares (SFST) Overvalued in 2026?

Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued. The current stock price of $61.48 is trading 30.8% above its estimated GF Value™ of $47.01. GuruFocus considers Southern First Bancshares to be Significantly Overvalued.

Key valuation signals for SFST:

  • Growth Rank: 1 (83% below median its 10-year median of 6.00)
  • GF Value™: $47.01 vs. price of $61.48 (30.8% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern First Bancshares Business Description

Address 6 Verdae Boulevard, Greenville, SC, USA, 29607
Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.
57GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.48
Price
$47.01
GF Value