FBTT (First Bankers Trustshares) OCF Yield %: 11.19 (As of Jun. 29, 2026)


FBTT First Bankers Trustshares Inc FBTT
59 GF Score
Price $23.85
GF Value $21.56
Valuation Modestly Overvalued
! 3 Warning Signs
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What is First Bankers Trustshares OCF Yield %?

First Bankers Trustshares FBTT -0.64% 59 OCF Yield % is 11.19 as of Jun. 29, 2026. GuruFocus rates FBTT with a GF Score™ of 59/100 and a GF Value™ of $21.56 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, First Bankers Trustshares ranks better than 58.47% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, First Bankers Trustshares's Trailing 12-Month Cash Flow from Operations is $0.00 Mil, and Market Cap is $71.69 Mil. Therefore, First Bankers Trustshares's OCF Yield % for today is 11.19%.

The historical rank and industry rank for First Bankers Trustshares's OCF Yield % or its related term are showing as below:

FBTT' s OCF Yield % Range Over the Past 10 Years
Min: 11.19   Med: 0   Max: 11.19
Current: 11.19


During the past 13 years, the highest OCF Yield % of First Bankers Trustshares was 11.19%. The lowest was 11.19%. And the median was %.

FBTT's OCF Yield % is ranked better than
58.47% of 1505 companies
in the Banks industry
Industry Median: 9.32 vs FBTT: 11.19

First Bankers Trustshares's OCF Margin % for the quarter that ended in Mar. 2026 was %.


First Bankers Trustshares OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


First Bankers Trustshares OCF Yield % Related Terms


First Bankers Trustshares OCF Yield % Historical Data

* Premium members only.

The historical data trend for First Bankers Trustshares's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Bankers Trustshares OCF Yield % Chart

First Bankers Trustshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.07 22.40 13.56 8.91 11.03

First Bankers Trustshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FBTT vs OPHC, CCBC, DWNX: OCF Yield % Comparison

For the Banks - Regional subindustry, First Bankers Trustshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Bankers Trustshares OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Bankers Trustshares's OCF Yield % distribution charts can be found below:

* The bar in red indicates where First Bankers Trustshares's OCF Yield % falls into.


FBTT
59GF Score
First Bankers Trustshares Inc FBTT
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Bankers Trustshares OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

First Bankers Trustshares's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=8.026 / 72.74288
=11.03%

First Bankers Trustshares's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 76.3524
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 11.19 mean?
First Bankers Trustshares (FBTT) has a OCF Yield % of 11.19 as of Jun. 29, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Bankers Trustshares and its competitors. Over the past decade, First Bankers Trustshares' OCF Yield % has ranged from 11.19 to 11.19. According to the industry distribution chart, First Bankers Trustshares ranks #625 out of 1505 companies in the Banks industry, placing it in the top 41.5%.
Is First Bankers Trustshares' OCF Yield % too high?
First Bankers Trustshares' current OCF Yield % is 11.19. Over the past 10 years, this metric has ranged from a low of 11.19 to a high of 11.19. The Banks industry median OCF Yield % is 9.32. First Bankers Trustshares' value of 11.19 is 20.1% above this industry median. Based on the distribution chart, First Bankers Trustshares ranks #625 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, First Bankers Trustshares has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bankers Trustshares' OCF Yield % compare to OPHC and CCBC?
According to the Banks industry distribution chart, First Bankers Trustshares ranks #625 out of 1505 companies for OCF Yield %. This puts First Bankers Trustshares in the upper half of its industry. The industry median OCF Yield % is 9.32. First Bankers Trustshares' value of 11.19 is 20.1% above this benchmark. Historically, First Bankers Trustshares' own OCF Yield % has ranged from 11.19 to 11.19 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bankers Trustshares's current OCF Yield % of 11.19 is 20.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Bankers Trustshares and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bankers Trustshares's current OCF Yield % is 11.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bankers Trustshares stock overvalued right now?
Based on GuruFocus' analysis, First Bankers Trustshares (FBTT) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.56, compared to a current price of $23.85 — trading 10.6% above its estimated fair value. The current OCF Yield % is 11.19 and 20.1% above the Banks industry median of 9.32. First Bankers Trustshares' overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Bankers Trustshares (FBTT), the current OCF Yield % is 11.19 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bankers Trustshares (FBTT) Overvalued in 2026?

Based on GuruFocus' analysis, First Bankers Trustshares stock appears to be overvalued. The current stock price of $23.85 is trading 10.6% above its estimated GF Value™ of $21.56. GuruFocus considers First Bankers Trustshares to be Modestly Overvalued.

Key valuation signals for FBTT:

  • OCF Yield %: 11.19
  • GF Value™: $21.56 vs. price of $23.85 (10.6% above fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 20.1% above the Banks median (#625 of 1505)

No single metric tells the full story. See the FBTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Bankers Trustshares Business Description

Address 1201 Broadway, P.O. Box 3566, Quincy, IL, USA, 62301
First Bankers Trustshares Inc operates as a bank holding company. The bank through its subsidiaries provides comprehensive financial products and services to its retail, institutional, and corporate customers. It serves a market area consisting of Adams, McDonough, Schuyler, Hancock, Sangamon, and adjacent Illinois counties, and Marion, Lewis, and Shelby counties in Missouri. The company portfolio segments consist of commercial operating, commercial real estate, agricultural operating, agricultural real estate, construction and land development, real estate secured by 1-4 and multifamily, and consumer. Some of its services include Checking Accounts, Savings Accounts, Certificates of Deposit, Commercial and Consumer Lending, Mortgage Lending, Home Equity Loans, and others.
59GF Score

Get the complete analysis for FBTT

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.85
Price
$21.56
GF Value