FBTT (First Bankers Trustshares) Tariff Resilience Score: 9/10 (As of Jul. 05, 2026)


FBTT First Bankers Trustshares Inc FBTT
59 GF Score
Price $24.25
GF Value $21.58
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Bankers Trustshares Tariff Resilience Score?

First Bankers Trustshares FBTT +1.04% 59 Tariff Resilience Score is 9 as of Jul. 05, 2026. GuruFocus rates FBTT with a GF Score™ of 59/100 and a GF Value™ of $21.58 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,608 Banks companies, First Bankers Trustshares ranks better than 99.25% on this metric.

First Bankers Trustshares has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

First Bankers Trustshares has First Bankers Trustshares Inc, like other financial institutions, has minimal exposure to tariffs. Its operations are focused domestically, with no significant import/export activities, ensuring high resilience to tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes First Bankers Trustshares might have Highly Resilient.

First Bankers Trustshares  (OTCPK:FBTT) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

First Bankers Trustshares Tariff Resilience Score Related Terms

FBTT vs OPHC, CCBC, DWNX: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, First Bankers Trustshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Bankers Trustshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, First Bankers Trustshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where First Bankers Trustshares's Tariff Resilience Score falls into.


FBTT
59GF Score
First Bankers Trustshares Inc FBTT
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
First Bankers Trustshares (FBTT) has a Tariff Resilience Score of 9 as of Jul. 05, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, First Bankers Trustshares ranks #12 out of 1608 companies in the Banks industry, placing it in the top 0.7%.
Is First Bankers Trustshares' Tariff Resilience Score too high?
First Bankers Trustshares' current Tariff Resilience Score is 9. Based on the distribution chart, First Bankers Trustshares ranks #12 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Bankers Trustshares has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bankers Trustshares' Tariff Resilience Score compare to OPHC and CCBC?
According to the Banks industry distribution chart, First Bankers Trustshares ranks #12 out of 1608 companies for Tariff Resilience Score. This places First Bankers Trustshares in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. First Bankers Trustshares's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bankers Trustshares stock overvalued right now?
Based on GuruFocus' analysis, First Bankers Trustshares (FBTT) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.58, compared to a current price of $24.25 — trading 12.4% above its estimated fair value. The current Tariff Resilience Score is 9. First Bankers Trustshares' overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For First Bankers Trustshares (FBTT), the current Tariff Resilience Score is 9 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bankers Trustshares (FBTT) Overvalued in 2026?

Based on GuruFocus' analysis, First Bankers Trustshares stock appears to be overvalued. The current stock price of $24.25 is trading 12.4% above its estimated GF Value™ of $21.58. GuruFocus considers First Bankers Trustshares to be Modestly Overvalued.

Key valuation signals for FBTT:

  • Tariff Resilience Score: 9
  • GF Value™: $21.58 vs. price of $24.25 (12.4% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the FBTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bankers Trustshares Business Description

Address 1201 Broadway, P.O. Box 3566, Quincy, IL, USA, 62301
First Bankers Trustshares Inc operates as a bank holding company. The bank through its subsidiaries provides comprehensive financial products and services to its retail, institutional, and corporate customers. It serves a market area consisting of Adams, McDonough, Schuyler, Hancock, Sangamon, and adjacent Illinois counties, and Marion, Lewis, and Shelby counties in Missouri. The company portfolio segments consist of commercial operating, commercial real estate, agricultural operating, agricultural real estate, construction and land development, real estate secured by 1-4 and multifamily, and consumer. Some of its services include Checking Accounts, Savings Accounts, Certificates of Deposit, Commercial and Consumer Lending, Mortgage Lending, Home Equity Loans, and others.
59GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.25
Price
$21.58
GF Value