Utkarsh Small Finance Bank (BOM:543942) Tariff Resilience Score: 0/10 (As of Aug. 20, 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543942 Utkarsh Small Finance Bank Ltd BOM:543942
66 GF Score
Price ₹13.93
GF Value ₹14.69
Valuation Fairly Valued
! 5 Warning Signs
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What is Utkarsh Small Finance Bank Tariff Resilience Score?

Utkarsh Small Finance Bank has the Tariff Resilience Score of 0, which implies that the company might have .

Utkarsh Small Finance Bank has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Utkarsh Small Finance Bank might have .

Utkarsh Small Finance Bank  (BOM:543942) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Utkarsh Small Finance Bank Tariff Resilience Score Related Terms

BOM:543942
66GF Score
Utkarsh Small Finance Bank Ltd BOM:543942
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Utkarsh Small Finance Bank (BOM:543942) Overvalued in 2026?

Based on GuruFocus' analysis, Utkarsh Small Finance Bank stock appears to be undervalued. The current stock price of ₹13.93 is trading 5.2% below its estimated GF Value™ of ₹14.69. GuruFocus considers Utkarsh Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:543942:

  • Tariff Resilience Score: 0
  • GF Value™: ₹14.69 vs. price of ₹13.93 (5.2% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the BOM:543942 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Utkarsh Small Finance Bank Business Description

Other Exchanges UTKARSHBNK:India
Address NH - 31 (Airport Road, Utkarsh Tower, Sehmalpur, Kazi Sarai, Harhua, Varanasi, UP, IND, 221105
Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of its customer segments while assessing factors including income profile and the type of security available. Its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offers savings accounts, current accounts, and a variety of term and recurring deposit accounts. The Bank's business segment includes Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The bank generates the majority of its revenue from the Retail Banking segment.
66GF Score

Get the complete analysis for BOM:543942

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹13.93
Price
₹14.69
GF Value