ESAF Small Finance Bank (NSE:ESAFSFB) Net Income (Continuing Operations): ₹-51 Mil (TTM As of Jun. 2026)

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NSE:ESAFSFB ESAF Small Finance Bank Ltd NSE:ESAFSFB
49 GF Score
Price ₹41.41
GF Value ₹36.95
Valuation Modestly Overvalued
! 4 Warning Signs
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What is ESAF Small Finance Bank Net Income (Continuing Operations)?

ESAF Small Finance Bank NSE:ESAFSFB -0.62% 49 Net Income (Continuing Operations) is ₹-51 Mil as of Jun. 2026. GuruFocus rates NSE:ESAFSFB with a GF Score™ of 49/100 and a GF Value™ of ₹36.95 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. ESAF Small Finance Bank's Net Income (Continuing Operations) for the three months ended in Jun. 2026 was ₹801 Mil. Its Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹-51 Mil.

ESAF Small Finance Bank  (NSE:ESAFSFB) Net Income (Continuing Operations) Explanation

Net Income (Continuing Operations) excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.

ESAF Small Finance Bank Net Income (Continuing Operations) Related Terms

ESAF Small Finance Bank Net Income (Continuing Operations) Historical Data

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The historical data trend for ESAF Small Finance Bank's Net Income (Continuing Operations) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ESAF Small Finance Bank Net Income (Continuing Operations) Chart

ESAF Small Finance Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Income (Continuing Operations)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 547.32 3,023.34 4,255.68 -5,213.90 -1,664.02

ESAF Small Finance Bank Quarterly Data
Mar20 Sep20 Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income (Continuing Operations) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -812.20 -1,158.10 71.20 235.10 800.80
NSE:ESAFSFB
49GF Score
ESAF Small Finance Bank Ltd NSE:ESAFSFB
Net Income (Continuing Operations) is just one metric. See GF Score™, valuation, warning signs, and more.
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ESAF Small Finance Bank Net Income (Continuing Operations) Calculation

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period.

Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-51 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Income (Continuing Operations) of ₹-51 Mil mean?
ESAF Small Finance Bank (NSE:ESAFSFB) has a Net Income (Continuing Operations) of ₹-51 Mil as of Jun. 2026. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on ESAF Small Finance Bank and its competitors.
Is ESAF Small Finance Bank's Net Income (Continuing Operations) too high?
ESAF Small Finance Bank's current Net Income (Continuing Operations) is ₹-51 Mil. Overall, ESAF Small Finance Bank has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ESAF Small Finance Bank's Net Income (Continuing Operations) compare to competitors?
ESAF Small Finance Bank's Net Income (Continuing Operations) of ₹-51 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income (Continuing Operations) for a Banks company?
A good Net Income (Continuing Operations) depends on the Banks industry context. However, Net Income (Continuing Operations) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income (Continuing Operations) mean?
A high Net Income (Continuing Operations) can signal that a stock is expensive relative to its fundamentals. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on ESAF Small Finance Bank and its competitors. ESAF Small Finance Bank's current Net Income (Continuing Operations) is ₹-51 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ESAF Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, ESAF Small Finance Bank (NSE:ESAFSFB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹36.95, compared to a current price of ₹41.41 — trading 12.1% above its estimated fair value. The current Net Income (Continuing Operations) is ₹-51 Mil. ESAF Small Finance Bank's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income (Continuing Operations) calculated?
Net Income (Continuing Operations) is calculated from a company's financial statements. For ESAF Small Finance Bank (NSE:ESAFSFB), the current Net Income (Continuing Operations) is ₹-51 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ESAF Small Finance Bank (NSE:ESAFSFB) Overvalued in 2026?

Based on GuruFocus' analysis, ESAF Small Finance Bank stock appears to be overvalued. The current stock price of ₹41.41 is trading 12.1% above its estimated GF Value™ of ₹36.95. GuruFocus considers ESAF Small Finance Bank to be Modestly Overvalued.

Key valuation signals for NSE:ESAFSFB:

  • Net Income (Continuing Operations): ₹-51 Mil
  • GF Value™: ₹36.95 vs. price of ₹41.41 (12.1% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the NSE:ESAFSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ESAF Small Finance Bank Business Description

Other Exchanges 544020:India
Address Thrissur-Palakkad National Highway, Building No.VII/83/8, ESAF Bhavan, Mannuthy, Thrissur, KL, IND, 680651
ESAF Small Finance Bank Ltd is one of the dominant small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals, & unified payment interface facilities. It has business segments, segregating them into Treasury, Wholesale Banking, Retail Banking, & Other Banking Operations. The majority of revenue comes from Retail Banking.
49GF Score

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Net Income (Continuing Operations) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹41.41
Price
₹36.95
GF Value