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ESAF Small Finance Bank (NSE:ESAFSFB) 5-Year Yield-on-Cost % : 2.48 (As of Mar. 24, 2025)


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What is ESAF Small Finance Bank 5-Year Yield-on-Cost %?

ESAF Small Finance Bank's yield on cost for the quarter that ended in Dec. 2024 was 2.48.


The historical rank and industry rank for ESAF Small Finance Bank's 5-Year Yield-on-Cost % or its related term are showing as below:

NSE:ESAFSFB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.49   Med: 1.81   Max: 2.67
Current: 2.48


During the past 8 years, ESAF Small Finance Bank's highest Yield on Cost was 2.67. The lowest was 1.49. And the median was 1.81.


NSE:ESAFSFB's 5-Year Yield-on-Cost % is ranked worse than
80.95% of 1239 companies
in the Banks industry
Industry Median: 4.68 vs NSE:ESAFSFB: 2.48

Competitive Comparison of ESAF Small Finance Bank's 5-Year Yield-on-Cost %

For the Banks - Regional subindustry, ESAF Small Finance Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ESAF Small Finance Bank's 5-Year Yield-on-Cost % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ESAF Small Finance Bank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where ESAF Small Finance Bank's 5-Year Yield-on-Cost % falls into.



ESAF Small Finance Bank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of ESAF Small Finance Bank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5

ESAF Small Finance Bank  (NSE:ESAFSFB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


ESAF Small Finance Bank 5-Year Yield-on-Cost % Related Terms

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ESAF Small Finance Bank Business Description

Traded in Other Exchanges
Address
Thrissur-Palakkad National Highway, Building No.VII/83/8, ESAF Bhavan, Mannuthy, Thrissur, KL, IND, 680681
ESAF Small Finance Bank Ltd is one of the dominant small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals and unified payment interface facilities. It has business segments segregating them into Treasury, Wholesale Banking, Retail Banking and Other Banking Operations. Majority of revenue comes from Retail Banking.

ESAF Small Finance Bank Headlines

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