ESAF Small Finance Bank (NSE:ESAFSFB) Tariff Resilience Score: 0/10 (As of Jul. 07, 2026)


NSE:ESAFSFB ESAF Small Finance Bank Ltd NSE:ESAFSFB
57 GF Score
Price ₹34.49
GF Value ₹33.15
Valuation Fairly Valued
! 6 Warning Signs
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What is ESAF Small Finance Bank Tariff Resilience Score?

ESAF Small Finance Bank has the Tariff Resilience Score of 0, which implies that the company might have .

ESAF Small Finance Bank has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes ESAF Small Finance Bank might have .

ESAF Small Finance Bank  (NSE:ESAFSFB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

ESAF Small Finance Bank Tariff Resilience Score Related Terms

NSE:ESAFSFB
57GF Score
ESAF Small Finance Bank Ltd NSE:ESAFSFB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ESAF Small Finance Bank (NSE:ESAFSFB) Overvalued in 2026?

Based on GuruFocus' analysis, ESAF Small Finance Bank stock appears to be overvalued. The current stock price of ₹34.49 is trading 4% above its estimated GF Value™ of ₹33.15. GuruFocus considers ESAF Small Finance Bank to be Fairly Valued.

Key valuation signals for NSE:ESAFSFB:

  • Tariff Resilience Score: 0
  • GF Value™: ₹33.15 vs. price of ₹34.49 (4% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the NSE:ESAFSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ESAF Small Finance Bank Business Description

Other Exchanges 544020:India
Address Thrissur-Palakkad National Highway, Building No.VII/83/8, ESAF Bhavan, Mannuthy, Thrissur, KL, IND, 680651
ESAF Small Finance Bank Ltd is one of the dominant small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals, & unified payment interface facilities. It has business segments, segregating them into Treasury, Wholesale Banking, Retail Banking, & Other Banking Operations. The majority of revenue comes from Retail Banking.
57GF Score

Get the complete analysis for NSE:ESAFSFB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹34.49
Price
₹33.15
GF Value