ESAF Small Finance Bank (NSE:ESAFSFB) Total Equity: ₹17,865 Mil (As of Mar. 2026)


NSE:ESAFSFB ESAF Small Finance Bank Ltd NSE:ESAFSFB
50 GF Score
Price ₹33.61
GF Value ₹33.12
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is ESAF Small Finance Bank Total Equity?

ESAF Small Finance Bank NSE:ESAFSFB +0.33% 50 Total Equity is ₹17,865 Mil as of Mar. 2026. GuruFocus rates NSE:ESAFSFB with a GF Score™ of 50/100 and a GF Value™ of ₹33.12 (Fairly Valued). The stock has 6 warning signs investors should review.

ESAF Small Finance Bank's total equity for the quarter that ended in Mar. 2026 was ₹17,865 Mil.

This is Residual interest, including minority interest, that remains in the assets of the enterprise after deducting its liabilities. Equity is increased by owners’ investments and by comprehensive income, and it is reduced by distributions to the owners.

ESAF Small Finance Bank Total Equity Historical Data

* Premium members only.

The historical data trend for ESAF Small Finance Bank's Total Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ESAF Small Finance Bank Total Equity Chart

ESAF Small Finance Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14,116.02 17,150.04 24,917.94 19,490.49 17,865.30

ESAF Small Finance Bank Quarterly Data
Sep19 Mar20 Sep20 Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,490.49 0.00 17,537.00 0.00 17,865.30
NSE:ESAFSFB
50GF Score
ESAF Small Finance Bank Ltd NSE:ESAFSFB
Total Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ESAF Small Finance Bank Total Equity Calculation

Total Equity and Total Liabilities are the two components for Total Assets.

ESAF Small Finance Bank's Total Equity for the fiscal year that ended in Mar. 2026 is calculated as

Total Equity=Total Assets(Q: Mar. 2026 )-Total Liabilities(Q: Mar. 2026 )
=308679.8-290814.5
=17,865

ESAF Small Finance Bank's Total Equity for the quarter that ended in Mar. 2026 is calculated as

Total Equity=Total Assets(Q: Mar. 2026 )-Total Liabilities(Q: Mar. 2026 )
=308679.8-290814.5
=17,865

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Equity →
What does a Total Equity of ₹17,865 Mil mean?
ESAF Small Finance Bank (NSE:ESAFSFB) has a Total Equity of ₹17,865 Mil as of Mar. 2026. The total amount of equity as record on a company's balance sheet. View historical data for ESAF Small Finance Bank and its competitors.
Is ESAF Small Finance Bank's Total Equity too high?
ESAF Small Finance Bank's current Total Equity is ₹17,865 Mil. Overall, ESAF Small Finance Bank has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ESAF Small Finance Bank's Total Equity compare to PNC?
ESAF Small Finance Bank's Total Equity of ₹17,865 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Equity for a Banks company?
A good Total Equity depends on the Banks industry context. However, Total Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Equity mean?
A high Total Equity can signal that a stock is expensive relative to its fundamentals. The total amount of equity as record on a company's balance sheet. View historical data for ESAF Small Finance Bank and its competitors. ESAF Small Finance Bank's current Total Equity is ₹17,865 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ESAF Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, ESAF Small Finance Bank (NSE:ESAFSFB) is currently considered Fairly Valued. The stock's GF Value™ is ₹33.12, compared to a current price of ₹33.61 — trading 1.5% above its estimated fair value. The current Total Equity is ₹17,865 Mil. ESAF Small Finance Bank's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Equity calculated?
Total Equity is calculated from a company's financial statements. For ESAF Small Finance Bank (NSE:ESAFSFB), the current Total Equity is ₹17,865 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ESAF Small Finance Bank (NSE:ESAFSFB) Overvalued in 2026?

Based on GuruFocus' analysis, ESAF Small Finance Bank stock appears to be overvalued. The current stock price of ₹33.61 is trading 1.5% above its estimated GF Value™ of ₹33.12. GuruFocus considers ESAF Small Finance Bank to be Fairly Valued.

Key valuation signals for NSE:ESAFSFB:

  • Total Equity: ₹17,865 Mil
  • GF Value™: ₹33.12 vs. price of ₹33.61 (1.5% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the NSE:ESAFSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ESAF Small Finance Bank Business Description

Other Exchanges 544020:India
Address Thrissur-Palakkad National Highway, Building No.VII/83/8, ESAF Bhavan, Mannuthy, Thrissur, KL, IND, 680651
ESAF Small Finance Bank Ltd is one of the dominant small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals, & unified payment interface facilities. It has business segments, segregating them into Treasury, Wholesale Banking, Retail Banking, & Other Banking Operations. The majority of revenue comes from Retail Banking.
50GF Score

Get the complete analysis for NSE:ESAFSFB

Total Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹33.61
Price
₹33.12
GF Value