ESAF Small Finance Bank (NSE:ESAFSFB) 3-Month Share Buyback Ratio: -0.07% (As of Jun. 2026 )

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NSE:ESAFSFB ESAF Small Finance Bank Ltd NSE:ESAFSFB
49 GF Score
Price ₹38.62
GF Value ₹36.21
Valuation Fairly Valued
! 4 Warning Signs
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What is ESAF Small Finance Bank 3-Month Share Buyback Ratio?

ESAF Small Finance Bank NSE:ESAFSFB -2.65% 49 3-Month Share Buyback Ratio is -0.07 as of Jun. 2026. GuruFocus rates NSE:ESAFSFB with a GF Score™ of 49/100 and a GF Value™ of ₹36.21 (Fairly Valued). The stock has 4 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. ESAF Small Finance Bank's current 3-Month Share Buyback Ratio was -0.07%.


ESAF Small Finance Bank  (NSE:ESAFSFB) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


ESAF Small Finance Bank 3-Month Share Buyback Ratio Related Terms


ESAF Small Finance Bank 3-Month Share Buyback Ratio Competitor Comparison

For the Banks - Regional subindustry, ESAF Small Finance Bank's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ESAF Small Finance Bank 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, ESAF Small Finance Bank's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where ESAF Small Finance Bank's 3-Month Share Buyback Ratio falls into.


NSE:ESAFSFB
49GF Score
ESAF Small Finance Bank Ltd NSE:ESAFSFB
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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ESAF Small Finance Bank 3-Month Share Buyback Ratio Calculation

ESAF Small Finance Bank's 3-Month Share Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2026 ) - Shares Outstanding (EOP) (Jun. 2026 )) / Shares Outstanding (EOP) (Mar. 2026 )
=(515.663 - 516.003) / 515.663
=-0.07%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of -0.07 mean?
ESAF Small Finance Bank (NSE:ESAFSFB) has a 3-Month Share Buyback Ratio of -0.07 as of Jun. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for ESAF Small Finance Bank and its competitors.
Is ESAF Small Finance Bank's 3-Month Share Buyback Ratio too high?
ESAF Small Finance Bank's current 3-Month Share Buyback Ratio is -0.07. Overall, ESAF Small Finance Bank has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ESAF Small Finance Bank's 3-Month Share Buyback Ratio compare to competitors?
ESAF Small Finance Bank's 3-Month Share Buyback Ratio of -0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for ESAF Small Finance Bank and its competitors. ESAF Small Finance Bank's current 3-Month Share Buyback Ratio is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ESAF Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, ESAF Small Finance Bank (NSE:ESAFSFB) is currently considered Fairly Valued. The stock's GF Value™ is ₹36.21, compared to a current price of ₹38.62 — trading 6.7% above its estimated fair value. The current 3-Month Share Buyback Ratio is -0.07. ESAF Small Finance Bank's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For ESAF Small Finance Bank (NSE:ESAFSFB), the current 3-Month Share Buyback Ratio is -0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ESAF Small Finance Bank (NSE:ESAFSFB) Overvalued in 2026?

Based on GuruFocus' analysis, ESAF Small Finance Bank stock appears to be overvalued. The current stock price of ₹38.62 is trading 6.7% above its estimated GF Value™ of ₹36.21. GuruFocus considers ESAF Small Finance Bank to be Fairly Valued.

Key valuation signals for NSE:ESAFSFB:

  • 3-Month Share Buyback Ratio: -0.07
  • GF Value™: ₹36.21 vs. price of ₹38.62 (6.7% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the NSE:ESAFSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ESAF Small Finance Bank Business Description

Other Exchanges 544020:India
Address Thrissur-Palakkad National Highway, Building No.VII/83/8, ESAF Bhavan, Mannuthy, Thrissur, KL, IND, 680651
ESAF Small Finance Bank Ltd is one of the dominant small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals, & unified payment interface facilities. It has business segments, segregating them into Treasury, Wholesale Banking, Retail Banking, & Other Banking Operations. The majority of revenue comes from Retail Banking.
49GF Score

Get the complete analysis for NSE:ESAFSFB

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹38.62
Price
₹36.21
GF Value