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ESAF Small Finance Bank's revenue for the
three
months ended in Mar. 2026 was ₹7,191 Mil.
Its revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹25,031 Mil.
ESAF Small Finance Bank's Revenue per Share for the
three
months ended in Mar. 2026 was ₹13.77.
Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹48.60.
Warning Sign:
ESAF Small Finance Bank Ltd revenue growth has slowed down over the past 12 months.
During the past 10 years, ESAF Small Finance Bank's highest 3-Year average Revenue per Share Growth Rate was 206.50% per year. The lowest was 6.90% per year. And the median was 30.50% per year.
ESAF Small Finance Bank (NSE:ESAFSFB) Revenue Explanation
In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.
Peter Lynch categorized companies according to their revenue growth:
His favorite companies are stalwart, those growing between 10-20% a year.
Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.
Be Aware
Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ESAF Small Finance Bank's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ESAF Small Finance Bank Revenue vs Banks Industry
For the Banks industry and Financial Services sector, ESAF Small Finance Bank's Revenue distribution charts can be found below:
* The bar in red indicates where ESAF Small Finance Bank's Revenue falls into.
Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.
Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹25,031 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ESAF Small Finance Bank (NSE:ESAFSFB) has a Revenue of ₹25,031 Mil as of Mar. 2026. Revenue is the total amount a company generates as sales through its operations. View historical data on ESAF Small Finance Bank and its competitors.
Is ESAF Small Finance Bank's Revenue too high?
ESAF Small Finance Bank's current Revenue is ₹25,031 Mil. Overall, ESAF Small Finance Bank has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ESAF Small Finance Bank's Revenue compare to PNC?
ESAF Small Finance Bank's Revenue of ₹25,031 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Banks company?
A good Revenue depends on the Banks industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on ESAF Small Finance Bank and its competitors. ESAF Small Finance Bank's current Revenue is ₹25,031 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ESAF Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, ESAF Small Finance Bank (NSE:ESAFSFB) is currently considered Fairly Valued. The stock's GF Value™ is ₹33.23, compared to a current price of ₹35.20 — trading 5.9% above its estimated fair value. The current Revenue is ₹25,031 Mil. ESAF Small Finance Bank's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For ESAF Small Finance Bank (NSE:ESAFSFB), the current Revenue is ₹25,031 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ESAF Small Finance Bank (NSE:ESAFSFB) Overvalued in 2026?
Based on GuruFocus' analysis, ESAF Small Finance Bank stock appears to be overvalued.
The current stock price of ₹35.20 is trading 5.9% above its estimated GF Value™ of ₹33.23.
GuruFocus considers ESAF Small Finance Bank to be Fairly Valued.
Key valuation signals for NSE:ESAFSFB:
Revenue: ₹25,031 Mil
GF Value™: ₹33.23 vs. price of ₹35.20 (5.9% above fair value)
No single metric tells the full story. See the NSE:ESAFSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ESAF Small Finance Bank Ltd is one of the dominant small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals, & unified payment interface facilities. It has business segments, segregating them into Treasury, Wholesale Banking, Retail Banking, & Other Banking Operations. The majority of revenue comes from Retail Banking.
49GF Score
Get the complete analysis for NSE:ESAFSFB
Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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